Before you get started
Investors with retirement accounts or single tenant or joint accounts with a transfer on death (TOD) can designate beneficiaries to receive the account’s assets in the event of their passing. CollegeAmerica® account owners can also designate a successor owner to become the new owner and manage the account in the event of their passing.
Consider talking to a financial professional, tax advisor or estate planner regarding the implications of your beneficiary or successor owner designation.
Things to consider
- Beneficiary allocations must be provided in whole percentages and must equal 100%
- Traditional, Roth, SIMPLE and SEP IRA beneficiaries can be viewed and updated online or by completing the IRA Beneficiary Change form (PDF)
- TOD account beneficiaries can be viewed and updated online or by completing the Transfer on Death (TOD) Registration Request (PDF)
- CollegeAmerica account successor owners can be viewed and updated online or by completing the CollegeAmerica Account Change Request (PDF)