Traditional and Roth IRAs

Popular tasks

Put money into an IRA

Find out how to make one-time and automatic contributions to your IRA and get answers to common questions.

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Take money out of an IRA

Find out how to take distributions from your IRA and get answers to common questions.

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Learn about required minimum distributions (RMDs)

Find information to help you with RMDs, like:

  • When you’re required to start taking distributions
  • How to set up an automatic RMD from your account
  • Penalties for missed RMDs
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Getting started

Understand traditional and Roth IRAs

Learn about traditional and Roth IRAs, including eligibility, contribution limits, possible tax advantages and how to establish an IRA at Capital Group.

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Move another retirement account into your IRA

Learn how to transfer or roll over an IRA, 401(k) or other employer-sponsored retirement plan into your Capital Bank and Trust Company (CB&T) IRA at Capital Group.

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Learn about IRA beneficiaries

Learn about the different types of beneficiary designations.

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Traditional and Roth IRA transactions

Put money in

IRA contributions

Learn how to make one-time or automatic contributions into your traditional or Roth IRA

MAKING AN IRA CONTRIBUTION

Reallocate funds

IRA exchange or rebalance

Learn how to exchange or rebalance funds in an existing traditional or Roth IRA

MAKING AN IRA EXCHANGE

Take money out

IRA distributions

Learn how to take a distribution from your traditional or Roth IRA

TAKING AN IRA DISTRIBUTION

Take money out

RMDs

Learn how to take a required minimum distribution (RMD) from your traditional IRA

TAKING AN IRA RMD

Link your bank account to easily make investments in your account at Capital Group

By linking your bank account, you can easily and securely invest via Automated Clearing House (ACH).
 

Just log in and click Set Up under Bank Information.

LINK MY BANK ACCOUNT BANK GUIDELINES AND POLICIES

Moving traditional IRA or Roth IRA money

Traditional to Roth IRA conversion

Learn how to convert a traditional IRA to a Roth IRA and review deadlines and tax implications.

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IRA recharacterization

Learn how to change the type of an IRA contribution by moving the contribution plus earnings from one type of IRA to another.

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Move a retirement account into your CB&T IRA

Learn how to transfer or roll over an IRA, 401(k) or other employer-sponsored retirement account into your CB&T IRA.

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Move your CB&T IRA to another company

Learn how to transfer or roll over your CB&T IRA to another trustee/custodian.

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Popular IRA tax questions

Find answers to common questions about IRA tax reporting for contributions, distributions, transferring or rolling over your IRA and more.

IRA TAX FAQ

Tax Center

Find information to help you with your annual tax filing, when to expect your tax forms and more.

TAX CENTER

Update your personal information

Learn how to easily update your contact information, statement delivery preferences and more.

ACCOUNT UPDATES

Contact us

Have questions? We're here to help.

Contact us 8:00 a.m. to 7:00 p.m. ET, Monday through Friday.

call (800) 421-4225