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On Christmas Day, the New York Stock Exchange and Capital Group’s U.S. offices will be closed.

In observance of the Christmas Day federal holiday, the New York Stock Exchange and Capital Group’s U.S. offices will close early on Tuesday, December 24 and will be closed on Wednesday, December 25. On December 24, the New York Stock Exchange (NYSE) will close at 1 p.m. (ET) and our service centers will close at 2 p.m. (ET)

Getting started

What to consider when you invest

Build your investing strategy around a goal

Defining your reasons for investing can help you curate the right balance of funds. Here are some of the most popular goals.

Retire when you want

Your timeline influences your retirement investment strategy. Explore options and learn how to build a plan that fits your needs.

Try it arrow_forward

Save for something big

From a college education to a new home, each big goal takes a slightly different investing strategy.

Learn how arrow_forward

Put extra money to work

Are you holding too much cash on hand because you are not sure what to do with it? Consider your options.

Learn why arrow_forward

Three concepts everyone should know

Weighing the role of risk

The greater the risk, the greater the potential return. But you also need to balance it against your other goals, your time horizon, your tolerance for risk of loss and the potential for losing money.

LEARN MORE

Spread out your money

Many people start by spreading their money across different investments, which is called diversification. It means you’re aiming for a mix of investments that vary by asset class as well as characteristics such as size, industry and geography.

LEARN MORE

Check back in to stay ahead

Today's highest returning funds aren't always the best choice in the long run. We'll show you how to regularly review your own investments and make adjustments as needed.

LEARN HOW

Decoding fund details

Let’s break down fund data so that you know what some common terms mean and what to look out for.

FUND DECODER

Investment strategies aren’t one size fits all

Read how different investors have found an investing strategy to match their needs and goals.

Meet Parker

As a young investor, she has plenty of time to weather the market's ups and downs. Funds focused on growth with a proven track record make her feel more confident.


PARKER’S STRATEGY:

Growth funds arrow_forward

Meet Faraj

With plenty saved and less than 20 years to retire, he still wants a growth strategy, just a less risky one. Funds that pay dividends sound good to him.


FARAJ’S STRATEGY:

Growth-and-income funds arrow_forward

Meet Anna

She’s counting down to retirement and doesn’t want to stumble this close to the finish line. She wants funds with the potential to preserve capital and provide a steady income once she’s retired.


ANNA’S STRATEGY:

Bond funds arrow_forward
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.