A balanced approach to global growth-and-income investing. This globally diversified balanced fund has the ability to invest between 45% and 75% in equities, with an emphasis on well-established companies. The diversified and predominantly high-quality fixed income portion of the portfolio has the potential to provide income and limit volatility.
Fund | Daily YTD | 1M | 3M | YTD | 1Y | 3Y | 5Y | 7Y | 10Y | Lifetime |
---|---|---|---|---|---|---|---|---|---|---|
RGBHX | 0.33 | 0.67 | -0.43 | 9.03 | 14.38 | 3.16 | 5.88 | 5.36 | 5.07 | 6.12 |
Index | — | 2.38 | 1.70 | 12.05 | 17.14 | 3.05 | 6.30 | 5.91 | 5.81 | — |
Average rolling monthly return (%) tooltip: Average rolling return provides the average return for the portfolio across all periods within the specified timeframe. | 6.45 |
Average rolling monthly index return (%) tooltip: Average rolling index return provides the average return for the index across all periods within the specified timeframe. | 6.10 |
Average outpaced rolling monthly return (%) tooltip: Average outpaced rolling return is the average percentage the portfolio outpaced the index in periods where the portfolio return was greater than the index for the specified timeframe. | 1.99 |
Average lagging rolling monthly return (%) tooltip: Average lagged rolling return is the average percentage the portfolio lagged the index in periods where the portfolio return was less than the index for the specified timeframe. | -1.29 |
Average excess rolling monthly return (%) tooltip: Average excess rolling return is the average of the excess return between the portfolio and the index across all periods for the specified timeframe. | 0.35 |
Funds | Standard deviation (%) | Annualized return (%) |
---|---|---|
RGBHX | 12.55% | 3.16% |
60%/40% MSCI All Country World Index/Bloomberg Global Aggregate Index | 13.06% | 3.05% |
AMCAP Fund | 19.10% | 4.34% |
American Funds Developing World Growth and Income Fund | 17.01% | -3.85% |
American Funds Global Insight Fund | 15.76% | 3.38% |
American Funds International Vantage Fund | 17.42% | -0.81% |
American Mutual Fund | 13.24% | 6.48% |
Capital World Growth and Income Fund | 16.46% | 4.59% |
EuroPacific Growth Fund | 17.78% | -2.13% |
Fundamental Investors | 17.01% | 9.04% |
International Growth and Income Fund | 16.57% | 0.45% |
New Perspective Fund | 18.20% | 2.74% |
New World Fund | 16.00% | -1.09% |
SMALLCAP World Fund | 19.74% | -4.96% |
The Growth Fund of America | 20.01% | 7.05% |
The Investment Company of America | 16.18% | 10.87% |
The New Economy Fund | 18.17% | 4.12% |
Washington Mutual Investors Fund | 14.67% | 8.66% |
American Balanced Fund | 12.06% | 4.99% |
Capital Income Builder | 12.27% | 3.90% |
The Income Fund of America | 11.70% | 3.89% |
Standard deviation tooltip: Annualized standard deviation (based on monthly returns) is a common measure of absolute volatility that tells how returns over time have varied from the mean. A lower number signifies lower volatility. | |
RGBHX | 12.55 |
60%/40% MSCI All Country World Index/Bloomberg Global Aggregate Index tooltip: 60%|40% MSCI All Country World Index|Bloomberg Global Aggregate Index blends the MSCI All Country World Index with the Bloomberg Global Aggregate Index by weighting their cumulative total returns at 60% and 40%, respectively. The blend is rebalanced monthly. MSCI All Country World Index is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, consisting of more than 40 developed- and emerging-market country indexes. Results reflect dividends gross of withholding taxes through December 31, 2000, and dividends net of withholding taxes thereafter. Bloomberg Global Aggregate Index represents the global investment-grade fixed income markets. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes. | — |
Sharpe ratio tooltip: Sharpe ratios use standard deviation and excess return to determine reward per unit of risk. The higher the number, the better the portfolio's historical risk-adjusted performance. | |
RGBHX | -0.01 |
60%/40% MSCI All Country World Index/Bloomberg Global Aggregate Index tooltip: 60%|40% MSCI All Country World Index|Bloomberg Global Aggregate Index blends the MSCI All Country World Index with the Bloomberg Global Aggregate Index by weighting their cumulative total returns at 60% and 40%, respectively. The blend is rebalanced monthly. MSCI All Country World Index is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, consisting of more than 40 developed- and emerging-market country indexes. Results reflect dividends gross of withholding taxes through December 31, 2000, and dividends net of withholding taxes thereafter. Bloomberg Global Aggregate Index represents the global investment-grade fixed income markets. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes. | -0.17 |
R-squared tooltip: R-squared is a measure of the correlation between a particular return and that of a benchmark index. A measure of 100 indicates that all of the return can be explained by movements in the benchmark. Generally the higher the R-squared measure, the more reliable the beta measurement will be. | 96 |
Alpha tooltip: Alpha is a measure of the difference between a portfolio's actual returns and its expected results, given its level of risk as measured by beta. A positive alpha figure indicates the portfolio has performed better than its beta would predict. In contrast, a negative alpha indicates the portfolio has underperformed, given the expectations established by beta. | -0.28 |
Beta tooltip: Beta relatively measures sensitivity to market movements over a specified period of time. The beta of the market (represented by the benchmark index) is equal to 1; a beta higher than 1 implies that a return was more volatile than the market. A beta lower than 1 suggests that a return was less volatile than the market. Generally the higher the R-squared measure, the more reliable the beta measurement will be. | 0.97 |
Information ratio tooltip: The information ratio represents the excess return generated (over the market) per unit of relative risk as measured by tracking error. | -0.11 |
Downside capture ratio tooltip: Ratio of a fund/model/composite's return during periods when the index was down, divided by the return of the index during those periods. For example, during periods when the index was down, a down-capture ratio greater than 100 indicates the fund/model/composite produced a lower return than the index. | 95 |
Upside capture ratio tooltip: Ratio of a fund/model/composite's return during periods when the index was up, divided by the return of the index during those periods. For example, an up-capture ratio greater than 100 indicates the fund/model/composite produced a higher return than the index during periods when the index was up. | 96 |
Tracking error tooltip: The tracking error is the standard deviation of the difference between the returns of an investment and its benchmark. | 2.57 |
S&P 500 correlation tooltip: Correlation describes the strength of the association between a return and a benchmark. Correlation is shown on a scale from 1 to -1. The higher the positive correlation, the more closely the return and the benchmark moved relative to one another. The lower the negative correlation, the more the return and the benchmark diverged from one another. | 0.91 |
MSCI ACWI correlation tooltip: Correlation describes the strength of the association between a return and a benchmark. Correlation is shown on a scale from 1 to -1. The higher the positive correlation, the more closely the return and the benchmark moved relative to one another. The lower the negative correlation, the more the return and the benchmark diverged from one another. | 0.96 |
YTD dividends subtotal ($) | 0.7726 |
YTD cap gains subtotal ($) | 1.3245 |
YTD total distributions ($) | 2.0971 |
12-month distribution rates (at NAV, %) tooltip: The income per share paid by the fund over the past 12 months to an investor from dividends (including any special dividends). The distribution rate is expressed as a percentage of the current price.7 | 2.04 |
30-day SEC yield (gross/net %) tooltip: The 30-day SEC yield reflects the rate at which the fund is earning income on its current portfolio of securities calculated according to the standardized SEC formula; when applicable, it reflects the maximum sales charge. If shown, a net yield reflects fee waivers and/or expense reimbursements in effect during the period. Without waivers and/or reimbursements, the yield would be reduced. Gross yield does not adjust for any fee waivers and/or expense reimbursements in effect. | 2.66 / 2.66 |
U.S. Equities | 38.6% |
Non-U.S. Equities | 24.7% |
U.S Bonds | 15.9% |
Non-U.S. Bonds | 16.8% |
Cash, Equivalents & Other | 4.1% |
RGBHX | INDEX | |
---|---|---|
Yield to worst (%) tooltip: Lower of Yield to Maturity or the bond's total return if put or call options are exercised prior to maturity but no default occurs. | 4.4 | 3.5 |
Yield to maturity (%) tooltip: A bond's total return if held to maturity and no default occurs or options are exercised. Assumes coupons are paid on time and accounts for their present value. Assumes principal is returned at maturity. | 4.4 | 3.5 |
Average coupon (%) tooltip: The average coupon is the weighted average coupon rate of all the bond holdings. | 4.2 | 2.9 |
Effective duration (years) tooltip: Effective duration is a duration calculation for bonds that takes into account that expected cash flows will fluctuate as interest rates change. | 6.2 | 6.5 |
Spread duration (years) tooltip: A measure of fixed income securities' sensitivity to spread movement. | 3.4 | 3.4 |
Option adjusted spread (bps) tooltip: Option-adjusted spread is a yield-spread calculation used to value securities with embedded options. | 55.1 | 35 |
Duration times spread (bps) tooltip: A measure of fixed income securities' spread exposure, taking into account both spread duration and credit spread exposure. | 296 | 244 |
RGBHX | INDEX | |
---|---|---|
Price/Book tooltip: Price-to-book ratio compares a stock's market value to the value of total assets less total liabilities (book value). Adjusted for stock splits. Price-to-cash-flow (P/C) ratio is the average price to cash flow ratio of the individual stocks within a fund. Price-to-earnings (P/E) ratio takes the current price of a stock divided by its earnings per share. The ratio reflects the cost of a given stock per dollar of current annual earnings and is the most common measure of a stock's expense. The higher the P/E, the more investors are paying, and therefore the more earnings growth they are expecting. | 2.9 | 2.8 |
Price/Cash flow tooltip: Price-to-cash-flow (P/C) ratio is the average price to cash flow ratio of the individual stocks within a fund/model. | 12.5 | 12.3 |
Price/Earnings tooltip: Price-to-earnings (P/E) ratio takes the current price of a stock divided by its earnings per share. The ratio reflects the cost of a given stock per dollar of current annual earnings and is the most common measure of a stock's expense. The higher the P/E, the more investors are paying, and therefore the more earnings growth they are expecting. | 16.7 | 17.8 |
STRATEGY | Index | |
---|---|---|
Highest quintile 733,646 — 3,154,981.8 | 13.2% | 19.5% |
Second quintile 183,740.8 — 731,683.9 | 17.2% | 19.9% |
Middle quintile 70,781 — 182,127.9 | 26.4% | 20.0% |
Fourth quintile 25,961.4 — 70,154.7 | 22.6% | 20.3% |
Lowest quintile 104.7 — 25,928.5 | 17.0% | 20.3% |
Cash | 3.6% | 0.0% |
Other | — | 0.0% |
RGBHX
$444,679
Index
$616,122
RGBHX | Index | |
---|---|---|
Microsoft | 2.9% | 3.8% |
Broadcom | 2.5% | 0.9% |
Alphabet | 1.7% | 2.3% |
Meta Platforms | 1.6% | 1.6% |
Rtx Corp | 1.6% | 0.2% |
Apple | 1.5% | 4.5% |
Freeport-McMoRan | 1.4% | 0.1% |
Canadian Natural Resources | 1.3% | 0.1% |
Sanofi | 1.2% | 0.1% |
Amazon.com | 1.2% | 2.5% |
RGBHX | Index | |
---|---|---|
U.S. Treasury | 5.9% | 18.4% |
Federal Home Loan Mortgage | 2.4% | 0.3% |
Fannie Mae | 2.3% | 0.1% |
Japan, Government of | 1.7% | 9.3% |
China, People's Republic of | 1.4% | 5.2% |
Republic of Italy | 1.3% | 2.7% |
Mexico (United Mexican States) (Government) | 1.1% | 0.4% |
Brazil, Federal Government of | 0.8% | — |
UK Government | 0.7% | 2.1% |
Germany, Federal Republic of | 0.6% | 2.3% |
RGBHX (%) | INDEX (%) | ||
---|---|---|---|
Energy | 2.8 | 4.0 | |
Materials | 4.3 | 3.7 | |
Industrials | 8.7 | 10.6 | |
Consumer discretionary | 5.7 | 10.9 | |
Consumer staples | 5.0 | 6.0 | |
Health care | 9.0 | 10.0 | |
Financials | 8.5 | 17.0 | |
Information technology | 9.8 | 25.1 | |
Communication services | 4.7 | 7.9 | |
Utilities | 3.9 | 2.6 | |
Real estate | 0.7 | 2.2 |
Region | RGBHX (%) | Index (%) | |
---|---|---|---|
United States | 61.0 | 66.8 | |
Canada | 3.7 | 2.8 | |
Europe | 23.1 | 13.6 | |
Japan | 4.9 | 4.7 | |
Asia Pacific ex. Japan | 1.3 | 2.4 | |
Emerging markets | 6.1 | 9.7 |
Region | RGBHX (%) | Index (%) | |
---|---|---|---|
United States | 43 | 47 | |
Canada | 4 | 3 | |
Europe | 18 | 15 | |
Japan | 4 | 4 | |
Asia Pacific ex. Japan | 3 | 3 | |
Emerging markets | 28 | 29 |
Region | RGBHX (%) | Index (%) | |
---|---|---|---|
United States | 38.6 | 66.8 | |
Canada | 2.3 | 2.8 | |
Europe | 14.6 | 13.6 | |
Japan | 3.1 | 4.7 | |
Asia Pacific ex. Japan | 0.8 | 2.4 | |
Emerging markets | 3.9 | 9.7 | |
Fixed income | 32.6 | — | |
Cash & Equivalents | 4.1 | — |
Region | RGBHX (%) | Index (%) |
---|---|---|
Equity portion breakdown by domicile | ||
United States | 61.0 | 66.8 |
Canada | 3.7 | 2.8 |
Europe | 23.1 | 13.6 |
Japan | 4.9 | 4.7 |
Asia-Pacific ex. Japan | 1.3 | 2.4 |
Emerging markets | 6.1 | 9.7 |
Region | RGBHX (%) | Index (%) |
---|---|---|
EQUITY PORTION BREAKDOWN BY REVENUE | ||
United States | 43 | 47 |
Canada | 4 | 3 |
Europe | 18 | 15 |
Japan | 4 | 4 |
Asia-Pacific ex. Japan | 3 | 3 |
Emerging markets | 28 | 29 |
Region | RGBHX (%) | Index (%) |
---|---|---|
FUND BREAKDOWN BY DOMICILE | ||
United States | 38.6 | 66.8 |
Canada | 2.3 | 2.8 |
Europe | 14.6 | 13.6 |
Japan | 3.1 | 4.7 |
Asia-Pacific ex. Japan | 0.8 | 2.4 |
Emerging markets | 3.9 | 9.7 |
Fixed income | 32.6 | — |
Cash & Equivalents | 4.1 | — |
Annual management fees (%) | 0.43 |
Other expenses (%) | 0.20 |
Service 12b-1 (%) | n/a |
RGBHX (gross/net %) 3 | 0.63/0.63 |
Morningstar World Allocation Retirement, Large median (%) 18 As of 9/30/24 (updated quarterly) | 0.78 |
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