Fund Dates of First Sale and Expense Adjustments

CollegeAmerica® is a nationwide plan sponsored by Virginia529℠

Fund results for periods before a share class was sold are hypothetical. These hypothetical returns were calculated by adjusting the results of the original share class of the fund without a sales charge, adjusted for typical estimated expenses. Please see fund prospectuses for more information about specific expenses.

The dates for when Class M, A, C, F-1, F-2, F-3, 529, ABLE and R shares were first sold, and the annual expense adjustments used to calculate hypothetical returns before those dates, are shown below. The adjustment reflects how many percentage points higher or lower a fund’s estimated expense ratio was than its original share class expense ratio.

  • A positive expense adjustment means that, for the fund shown, hypothetical results for the share class reflect higher expenses than the Class A share.
  • A negative expense adjustment means hypothetical results for the share class reflect lower expenses than the original share class of the fund.
  • A 0.00% expense adjustment means the hypothetical results for the share class have the same expenses as the original share class of the fund.

On this page:

Class M, A, C, F-1, F-2 and F-3 Shares

Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series| Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
M A C1 F-1 F-2 F-3
Growth Funds
AMCAP Fund NA NA 03/15/01
0.82%		 03/16/01
0.06%		 08/01/08
−0.20%		 01/27/17
−0.31%
American Funds® Global Insight Fund NA 11/08/19
0.34%		 11/08/19
1.04%		 11/08/19
0.32%		 11/08/19
0.04%		 11/08/19
−0.06%
American Funds® International Vantage Fund NA 11/08/19
0.44%		 11/08/19
1.13%		 11/08/19
0.39%		 11/08/19
0.12%		 11/08/19
0.00%
Emerging Markets Growth Fund 05/30/86
NA		 NA NA NA NA 09/01/17
NA
EuroPacific Growth Fund NA NA 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.19%		 01/27/17
−0.35%
The Growth Fund of America NA NA 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.21%		 01/27/17
−0.33%
The New Economy Fund NA NA 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.21%		 01/27/17
−0.33%
New Perspective Fund NA NA 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.19%		 01/27/17
−0.31%
New World Fund NA NA 03/15/01
0.82%		 03/16/01
0.06%		 08/01/08
−0.21%		 01/27/17
−0.41%
SMALLCAP World Fund NA NA 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.22%		 01/27/17
−0.38%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Growth-and-Income Funds
American Funds® Developing World Growth and Income Fund 02/03/14
N/A2		 02/03/14
N/A2		 02/03/14
N/A2		 01/27/17
−0.41%
American Mutual Fund 03/15/01
0.82%		 03/15/01
0.06%		 08/05/08
−0.15%		 01/27/17
−0.29%
Capital World Growth and Income Fund 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.18%		 01/27/17
−0.34%
Fundamental Investors 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.18%		 01/27/17
−0.29%
International Growth and Income Fund 10/01/08
N/A2		 10/01/08
N/A2		 10/01/08
N/A2		 01/27/17
−0.33%
The Investment Company of America 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.16%		 01/27/17
−0.28%
Washington Mutual Investors Fund 03/15/01
0.82%		 03/15/01
0.06%		 08/05/08
−0.18%		 01/27/17
−0.29%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Equity-Income Funds
Capital Income Builder 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.16%		 01/27/17
−0.30%
The Income Fund of America 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.16%		 01/27/17
−0.28%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Balanced Funds
American Balanced Fund 03/15/01
0.82%		 03/15/01
0.06%		 08/05/08
−0.20%		 01/27/17
−0.30%
American Funds® Global Balanced Fund 02/01/11
N/A2		 02/01/11
N/A2		 02/01/11
N/A2		 01/27/17
−0.31%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Bond Funds
American Funds Corporate Bond Fund 07/29/16
1.17%		 07/29/16
0.42%		 07/29/16
0.17%		 01/27/17
−0.14%
American Funds Emerging Markets Bond Fund 07/29/16
1.23%		 07/29/16
0.46%		 07/29/16
0.16%		 01/27/17
−0.25%
American Funds Inflation Linked Bond Fund 01/23/15
1.16%		 01/23/15
0.43%		 01/23/15
0.18%		 01/27/17
−0.31%
American Funds Mortgage Fund 11/01/10
N/A2		 11/01/10
N/A2		 11/01/10
N/A2		 01/27/17
−0.37%
American Funds® Multi-Sector Income Fund 05/01/20
0.70%		 05/01/20
—0.01%		 03/22/19
N/A2		 03/22/19
N/A2
American Funds® Strategic Bond Fund 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 01/27/17
−0.34%
American High-Income Trust 03/15/01
0.82%		 03/15/01
0.06%		 08/04/08
−0.21%		 01/27/17
−0.35%
The Bond Fund of America 03/15/01
0.82%		 03/15/01
0.06%		 08/04/08
−0.22%		 01/27/17
−0.35%
Capital World Bond Fund 03/15/01
0.82%		 03/16/01
0.06%		 08/01/08
−0.27%		 01/27/17
−0.40%
Intermediate Bond Fund of America 03/15/01
0.82%		 03/19/01
0.06%		 08/08/08
−0.24%		 01/27/17
−0.35%
Short-Term Bond Fund of America 11/06/06
0.79%		 11/01/06
−0.01%		 08/19/08
−0.16%		 01/27/17
−0.26%
U.S. Government Securities Fund 03/15/01
0.82%		 03/15/01
0.06%		 08/07/08
−0.29%		 01/27/17
−0.37%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Tax-Exempt Bond Funds
American Funds Short-Term Tax-Exempt Bond Fund N/A3 08/27/09
0.22%		 08/12/09
−0.03%		 01/27/17
−0.14%
American Funds Tax-Exempt Fund of New York 11/01/10
N/A2		 11/01/10
N/A2		 11/01/10
N/A2		 01/27/17
−0.24%
American High-Income Municipal Bond Fund 03/15/01
0.82%		 03/19/01
0.06%		 08/12/08
−0.18%		 01/27/17
−0.30%
Limited Term Tax-Exempt Bond Fund of America 03/15/01
0.82%		 03/15/01
0.06%		 08/18/08
−0.18%		 01/27/17
−0.29%
The Tax-Exempt Bond Fund of America 03/15/01
0.82%		 03/15/01
0.06%		 08/01/08
−0.13%		 01/27/17
−0.23%
The Tax-Exempt Fund of California 03/19/01
0.82%		 03/20/01
0.06%		 08/22/08
−0.12%		 01/27/17
−0.23%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
Money Market
American Funds® U.S. Government Money Market Fund 05/01/09
N/A2		 05/01/09
N/A2		 05/01/09
N/A2		 01/27/17
−0.01%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
American Funds® Portfolio Series
American Funds® Global Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.30%
American Funds® Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.30%
American Funds® Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.31%
American Funds® Moderate Growth and Income Portfolio 05/18/12
N/A2;		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.33%
American Funds® Conservative Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.33%
American Funds® Tax-Aware Conservative Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.37%
American Funds® Preservation Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.37%
American Funds® Tax-Exempt Preservation Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 01/27/17
−0.37%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
American Funds® Retirement Income Portfolio Series
American Funds® Retirement Income Portfolio - Enhanced 08/28/15
N/A2		 08/28/15
N/A2		 08/28/15
N/A2		 01/27/17
−0.32%
American Funds® Retirement Income Portfolio - Moderate 08/28/15
N/A2		 08/28/15
N/A2		 08/28/15
N/A2		 01/27/17
−0.32%
American Funds® Retirement Income Portfolio - Conservative 08/28/15
N/A2		 08/28/15
N/A2		 08/28/15
N/A2		 01/27/17
−0.33%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Tax-Exempt Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
C1 F-1 F-2 F-3
American Funds Target Date Retirement Series®
American Funds® 2065 Target Date Retirement Fund 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2
American Funds 2060 Target Date Retirement Fund 03/27/15
N/A2		 03/27/15
N/A2		 03/27/15
N/A2		 01/27/17
−0.29%
American Funds 2055 Target Date Retirement Fund 2/21/14
0.79%		 2/21/14
0.03%		 2/21/14
−0.22%		 01/27/17
−0.33%
American Funds 2050 Target Date Retirement Fund 2/21/14
0.81%		 2/21/14
0.05%		 2/21/14
−0.20%		 01/27/17
−0.33%
American Funds 2045 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.32%
American Funds 2040 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.32%
American Funds 2035 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.34%
American Funds 2030 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.35%
American Funds 2025 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.36%
American Funds 2020 Target Date Retirement Fund 2/21/14
0.81%		 2/21/14
0.05%		 2/21/14
−0.20%		 01/27/17
−0.36%
American Funds 2015 Target Date Retirement Fund 2/21/14
0.82%		 2/21/14
0.06%		 2/21/14
−0.19%		 01/27/17
−0.36%
American Funds 2010 Target Date Retirement Fund 2/21/14
0.80%		 2/21/14
0.04%		 2/21/14
−0.21%		 01/27/17
−0.36%

Top of page

Class 529 Shares

Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Growth Funds
AMCAP Fund 02/15/02
0.11%		 02/19/02
0.91%		 03/07/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.29%
American Funds Global Insight Fund 11/08/19
0.40%		 11/08/19
1.10%		 11/08/19
0.55%		 11/08/19
0.09%		 10/30/20
−0.27%		 10/30/20
−0.35%
American Funds International Vantage Fund 11/08/19
0.49%		 11/08/19
1.19%		 11/08/19
0.64%		 11/08/19
0.19%		 10/30/20
−0.27%		 10/30/20
−0.35%
EuroPacific Growth Fund 02/15/02
0.11%		 02/15/02
0.91%		 03/07/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.31%
The Growth Fund of America 02/15/02
0.11%		 02/15/02
0.91%		 03/01/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.21%		 10/30/20
−0.28%
The New Economy Fund 02/15/02
0.11%		 02/21/02
0.91%		 03/15/02
0.41%		 10/11/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.31%
New Perspective Fund 02/15/02
0.11%		 02/15/02
0.91%		 03/01/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.21%		 10/30/20
−0.28%
New World Fund 02/19/02
0.11%		 02/25/02
0.91%		 03/22/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.26%		 10/30/20
−0.37%
SMALLCAP World Fund 02/19/02
0.11%		 02/20/02
0.91%		 03/15/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.26%		 10/30/20
−0.34%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Growth-and-Income Funds
American Funds Developing World Growth and Income Fund 02/03/14
N/A2		 02/03/14
N/A2		 02/03/14
N/A2		 02/03/14
N/A2		 10/30/20
−0.31%		 10/30/20
−0.37%
American Mutual Fund 02/19/02
0.11%		 02/20/02
0.91%		 03/07/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.27%
Capital World Growth and Income Fund 02/15/02
0.11%		 02/22/02
0.91%		 03/04/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.30%
Fundamental Investors 02/15/02
0.11%		 02/15/02
0.91%		 03/07/02
0.41%		 09/23/02
0.15%		 10/30/20
−0.22%		 10/30/20
−0.28%
International Growth and Income Fund 10/01/08
N/A2		 10/01/08
N/A2		 10/01/08
N/A2		 10/01/08
N/A2		 10/30/20
−0.25%		 10/30/20
−0.32%
The Investment Company of America 02/15/02
0.11%		 02/19/02
0.91%		 03/01/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.20%		 10/30/20
−0.26%
Washington Mutual Investors Fund 02/15/02
0.11%		 02/15/02
0.91%		 03/01/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.21%		 10/30/20
−0.26%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Equity-Income Funds
Capital Income Builder 02/19/02
0.11%		 02/20/02
0.91%		 03/01/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.23%		 10/30/20
−0.28%
The Income Fund of America 02/15/02
0.11%		 02/19/02
0.91%		 02/25/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.21%		 10/30/20
−0.25%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Balanced Funds
American Balanced Fund 02/15/02
0.11%		 02/19/02
0.91%		 03/05/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.21%		 10/30/20
−0.27%
American Funds Global Balanced Fund 02/01/11
N/A2		 02/01/11
N/A2		 02/01/11
N/A2		 02/01/11
N/A2		 10/30/20
−0.23%		 10/30/20
−0.29%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Bond Funds
American Funds Corporate Bond Fund 07/29/16
0.49%		 07/29/16
1.20%		 07/29/16
0.67%		 07/29/16
0.24%		 10/30/20
−0.29%		 10/30/20
−0.35%
American Funds Emerging Markets Bond Fund 07/29/16
0.60%		 07/29/16
1.30%		 07/29/16
0.78%		 07/29/16
0.31%		 10/30/20
−0.23%		 10/30/20
−0.30%
American Funds Inflation Linked Bond Fund 01/23/15
0.53%		 01/23/15
1.24%		 01/23/15
0.71%		 01/23/15
0.24%		 10/30/20
−0.28%		 10/30/20
−0.34%
American Funds Mortgage Fund 11/01/10
N/A2		 11/01/10
N/A2		 11/01/10
N/A2		 11/01/10
N/A2		 10/30/20
−0.19%		 10/30/20
−0.34%
American Funds Multi-Sector Income Fund 05/01/20
0.06%		 05/01/20
0.76%		 05/01/20
0.21%		 05/01/20
−0.24%		 10/30/20
−0.25%		 10/30/20
−0.33%
American Funds Strategic Bond Fund 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 10/30/20
−0.29%		 10/30/20
−0.34%
American High-Income Trust 02/19/02
0.11%		 02/19/02
0.91%		 03/15/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.25%		 10/30/20
−0.33%
The Bond Fund of America 02/15/02
0.11%		 02/19/02
0.91%		 03/07/02
0.41%		 09/26/02
0.15%		 10/30/20
−0.24%		 10/30/20
−0.32%
Capital World Bond Fund 02/15/02
0.11%		 02/28/02
0.91%		 05/16/02
0.41%		 09/17/02
0.15%		 10/30/20
−0.29		 10/30/20
−0.40
Intermediate Bond Fund of America 02/19/02
0.11%		 02/19/02
0.91%		 03/15/02
0.41%		 09/16/02
0.15%		 10/30/20
−0.28%		 10/30/20
−0.34%
Short-Term Bond Fund of America 11/03/06
0.11%		 11/03/06
0.87%		 12/01/06
0.35%		 11/16/06
−0.16%		 10/30/20
−0.26%		 10/30/20
−0.32%
U.S. Government Securities Fund 02/20/02
0.11%		 02/19/02
0.91%		 03/07/02
0.41%		 10/11/02
0.15%		 10/30/20
−0.26%		 10/30/20
−0.37%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
Money Market
American Funds U.S. Government Money Market Fund 05/01/09
N/A2		 05/01/09
N/A2		 05/01/09
N/A2		 05/01/09
N/A2		 10/30/20
0.08%		 10/30/20
−0.02%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
American Funds Portfolio Series
American Funds Global Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.23%		 10/30/20
−0.33%
American Funds Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.23%		 10/30/20
−0.32%
American Funds Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.21%		 10/30/20
−0.27%
American Funds Moderate Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.22%		 10/30/20
−0.27%
American Funds Conservative Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.21%		 10/30/20
−0.26%
American Funds Preservation Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 05/18/12
N/A2		 10/30/20
−0.25%		 10/30/20
−0.31%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond| Money Market | Portfolio Series | Target Date College
Fund Name Date of First Sale
Annual Expense Adjustment
529-A 529-C4 529-E 529-F-1 529-F-2 529-F-3
American Funds College Target Date Series
American Funds College 2039 Fund 05/21/21
N/A2		 05/21/21
N/A2		 05/21/21
N/A2		 05/21/21
N/A2		 05/21/21
N/A2		 05/21/21
N/A2
American Funds College 2036 Fund 02/09/18
N/A2		 02/09/18
N/A2		 02/09/18
N/A2		 02/09/18
N/A2		 10/30/20
−0.31%		 10/30/20
−0.41%
American Funds College 2033 Fund 03/27/15
N/A2		 03/27/15
N/A2		 03/27/15
N/A2		 03/27/15
N/A2		 10/30/20
−0.27%		 10/30/20
−0.37%
American Funds College 2030 Fund 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 10/30/20
−0.27%		 10/30/20
−0.36%
American Funds College 2027 Fund 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 10/30/20
−0.27%		 10/30/20
−0.37%
American Funds College Enrollment Fund 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 09/14/12
N/A2		 10/30/20
−0.25%		 10/30/20
−0.35%

Top of page

Class ABLE Shares

Money Market | Portfolio Series
Fund Name Date of First Sale
Annual Expense Adjustment
ABLE-A ABLE-F-2
Money Market Fund
American Funds U.S. Government Money Market Fund 07/13/18
0.02%		 10/30/20
−0.03%
Money Market | Portfolio Series
Fund Name Date of First Sale
Annual Expense Adjustment
ABLE-A ABLE-F-2
American Funds Portfolio Series
American Funds Global Growth Portfolio 07/13/18
0.01%		 10/30/20
−0.34%
American Funds Growth Portfolio 07/13/18
0.01%		 10/30/20
−0.34%
American Funds Growth and Income Portfolio 07/13/18
0.01%		 10/30/20
−0.31%
American Funds Moderate Growth and Income Portfolio 07/13/18
0.00%		 10/30/20
−0.31%
American Funds Conservative Growth and Income Portfolio 07/13/18
−0.02%		 10/30/20
−0.31%
American Funds Preservation Portfolio 07/13/18
−0.03%		 10/30/20
−0.35%

Class R Shares

Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Growth Funds
AMCAP Fund 06/26/02
0.86%		 05/21/02
0.81%		 08/29/14
0.48%		 06/04/02
0.42%		 05/20/02
0.09%		 11/20/15
−0.15%		 05/15/02
−0.21%		 05/01/09
−0.35%
American Funds Global Insight Fund 11/08/19
1.04%		 11/08/19
1.04%		 11/08/19
0.74%		 11/08/19
0.58%		 11/08/19
0.28%		 11/08/19
0.08%		 11/08/19
−0.02%		 11/08/19
−0.07%
American Funds International Vantage Fund 11/08/19
1.15%		 11/08/19
1.12%		 11/08/19
0.84%		 11/08/19
0.67%		 11/08/19
0.37%		 11/08/19
0.16%		 11/08/19
0.06%		 11/08/19
0.01%
Emerging Markets Growth Fund NA NA NA NA NA NA NA 09/01/17
NA
EuroPacific Growth Fund 06/17/02
0.82%		 05/31/02
0.77%		 08/29/14
0.46%		 05/21/02
0.38%		 06/07/02
0.05%		 11/20/15
−0.18%		 05/15/02
−0.25%		 05/01/09
−0.29%
The Growth Fund of America 06/06/02
0.81%		 05/21/02
0.76%		 08/29/14
0.45%		 05/21/02
0.37%		 05/28/02
0.04%		 11/20/15
−0.16%		 05/15/02
−0.26%		 05/01/09
−0.32%
The New Economy Fund 06/21/02
0.81%		 05/31/02
0.76%		 08/29/14
0.46%		 06/25/02
0.37%		 07/25/02
0.04%		 11/20/15
−0.17%		 05/15/02
−0.26%		 05/01/09
−0.34%
New Perspective Fund 06/17/02
0.85%		 05/21/02
0.80%		 08/29/14
0.48%		 06/04/02
0.41%		 05/28/02
0.08%		 11/20/15
−0.15%		 05/15/02
−0.22%		 05/01/09
−0.30%
New World Fund 06/11/02
0.81%		 06/07/02
0.76%		 08/29/14
0.41%		 06/06/02
0.37%		 10/07/02
0.04%		 11/20/15
−0.22%		 05/15/02
−0.26%		 05/01/09
−0.32%
SMALLCAP World Fund 06/19/02
0.81%		 05/31/02
0.76%		 08/29/14
0.40%		 06/20/02
0.37%		 07/24/02
0.04%		 11/20/15
−0.20%		 05/15/02
−0.26%		 05/01/09
−0.35%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Growth-and-Income Funds
American Funds Developing World Growth and Income Fund 02/03/14
N/A2		 02/03/14
N/A2		 08/29/14
0.46%		 02/03/14
N/A2		 02/03/14
N/A2		 11/20/15
−0.27%		 02/03/14
N/A2		 02/03/14
N/A2
American Mutual Fund 06/11/02
0.90%		 05/31/02
0.85%		 08/29/14
0.51%		 06/06/02
0.46%		 06/27/02
0.13%		 11/20/15
−0.13%		 05/15/02
−0.17%		 05/01/09
−0.28%
Capital World Growth and Income Fund 06/07/02
0.86%		 06/07/02
0.81%		 08/29/14
0.46%		 06/06/02
0.42%		 06/27/02
0.09%		 11/20/15
−0.17%		 05/15/02
−0.21%		 05/01/09
−0.30%
Fundamental Investors 06/19/02
0.83%		 05/21/02
0.78%		 08/29/14
0.49%		 06/04/02
0.39%		 07/25/02
0.06%		 11/20/15
−0.14%		 05/15/02
−0.24%		 05/01/09
−0.31%
International Growth and Income Fund 10/01/08
N/A2		 10/01/08
N/A2		 08/29/14
0.49%		 10/01/08
N/A2		 10/01/08
N/A2		 11/20/15
−0.17%		 10/01/08
N/A2		 05/01/09
−0.38%
The Investment Company of America 06/06/02
0.87%		 05/21/02
0.82%		 08/29/14
0.50%		 06/04/02
0.43%		 05/28/02
0.10%		 11/20/15
−0.13%		 05/15/02
−0.20%		 05/01/09
−0.28%
Washington Mutual Investors Fund 05/29/02
0.84%		 05/31/02
0.79%		 08/29/14
0.51%		 06/04/02
0.40%		 05/20/02
0.07%		 11/20/15
−0.12%		 05/15/02
−0.23%		 05/01/09
−0.27%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Equity-Income Funds
Capital Income Builder 06/11/02
0.88%		 05/31/02
0.83%		 08/29/14
0.51%		 06/04/02
0.44%		 05/20/02
0.11%		 11/20/15
−0.14%		 05/15/02
−0.19%		 05/01/09
−0.26%
The Income Fund of America 06/17/02
0.87%		 05/31/02
0.82%		 08/29/14
0.52%		 06/04/02
0.43%		 06/27/02
0.10%		 11/20/15
−0.11%		 05/15/02
−0.20%		 05/01/09
−0.26%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Balanced Funds
American Balanced Fund 05/29/02
0.81%		 05/21/02
0.76%		 08/29/14
0.50%		 06/04/02
0.37%		 06/21/02
0.04%		 11/20/15
−0.14%		 05/15/02
−0.26%		 05/01/09
−0.30%
American Funds Global Balanced Fund 02/01/11
N/A2		 02/01/11
N/A2		 08/29/14
0.47%		 02/01/11
N/A2		 02/01/11
N/A2		 11/20/15
−0.17%		 02/01/11
N/A2		 02/01/11
N/A2
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Bond Funds
American Funds Corporate Bond Fund 07/29/16
1.14%		 07/29/16
1.29%		 07/29/16
0.89%		 07/29/16
0.89%		 07/29/16
0.36%		 07/29/16
0.07%		 07/29/16
0.20%		 07/29/16
0.04%
American Funds Emerging Markets Bond Fund 07/29/16
1.18%		 07/29/16
1.39%		 07/29/16
0.81%		 07/29/16
0.76%		 07/29/16
0.41%		 07/29/16
0.12%		 07/29/16
0.21%		 07/29/16
0.05%
American Funds Inflation Linked Bond Fund 01/23/15
1.15%		 01/23/15
1.15%		 01/23/15
0.86%		 01/23/15
0.72%		 01/23/15
0.39%		 11/20/15
−0.16%		 01/23/15
0.10%		 11/01/13
0.04%
American Funds Mortgage Fund 11/01/10
N/A2		 11/01/10
N/A2		 08/29/14
0.49%		 11/01/10
N/A2		 11/01/10
N/A2		 11/20/15
−0.22%		 11/01/10
N/A2		 11/01/10
N/A2
American Funds Multi-Sector Income Fund 05/01/20
0.84%		 05/01/20
0.90%		 05/01/20
0.55%		 05/01/20
0.34%		 05/01/20
−0.05%		 05/01/20
−0.21%		 05/01/20
−0.34%		 03/22/19
N/A2
American Funds Strategic Bond Fund 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2		 03/18/16
N/A2
American High-Income Trust 07/11/02
0.85%		 06/18/02
0.80%		 08/29/14
0.49%		 06/21/02
0.41%		 07/19/02
0.08%		 11/20/15
−0.17%		 05/15/02
−0.22%		 05/01/09
−0.29%
The Bond Fund of America 06/11/02
0.82%		 05/31/02
0.77%		 08/29/14
0.45%		 06/04/02
0.38%		 05/20/02
0.05%		 11/20/15
−0.20%		 05/15/02
−0.25%		 05/01/09
−0.33%
Capital World Bond Fund 06/28/02
0.76%		 07/09/02
0.71%		 08/29/14
0.42%		 07/16/02
0.32%		 08/15/02
−0.01%		 11/20/15
−0.20%		 05/15/02
−0.31%		 05/01/09
−0.33%
Intermediate Bond Fund of America 06/13/02
0.79%		 05/31/02
0.74%		 08/29/14
0.48%		 06/26/02
0.35%		 06/27/02
0.02%		 11/20/15
−0.18%		 05/15/02
−0.28%		 05/01/09
−0.33%
Short-Term Bond Fund of America 12/26/06
0.81%		 12/08/06
0.78%		 08/29/14
0.57%		 11/22/06
0.39%		 01/03/07
0.03%		 11/20/15
−0.08%		 01/04/07
−0.28%		 11/20/09
−0.29%
U.S. Government Securities Fund 06/13/02
0.76%		 05/31/02
0.71%		 08/29/14
0.45%		 06/06/02
0.32%		 05/28/02
−0.01%		 11/20/15
−0.22%		 05/15/02
−0.31%		 05/01/09
−0.39%
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
Money Market Fund
American Funds U.S. Government Money Market Fund 05/01/09
N/A2		 05/01/09
N/A2		 08/29/14
0.10%		 05/01/09
N/A2		 05/01/09
N/A2		 11/20/15
0.00%		 05/01/09
N/A2		 05/01/09
N/A2
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
American Funds Portfolio Series
American Funds Global Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.48%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.14%		 05/18/12
N/A2		 05/18/12
N/A2
American Funds Growth Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.50%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.13%		 05/18/12
N/A2		 05/18/12
N/A2
American Funds Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.51%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.14%		 05/18/12
N/A2		 05/18/12
N/A2
American Funds Moderate Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.49%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.15%		 05/18/12
N/A2		 05/18/12
N/A2
American Funds Conservative Growth and Income Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.47%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.17%		 05/18/12
N/A2		 05/18/12
N/A2
American Funds Preservation Portfolio 05/18/12
N/A2		 05/18/12
N/A2		 08/29/14
0.45%		 05/18/12
N/A2		 05/18/12
N/A2		 11/20/15
−0.19%		 05/18/12
N/A2		 05/18/12
N/A2
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
American Funds Retirement Income Portfolio Series
American Funds Retirement Income Portfolio - Enhanced 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 11/20/15
−0.20%		 08/28/15
NA2		 08/28/15
NA2
American Funds Retirement Income Portfolio - Moderate 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 11/20/15
−0.20%		 08/28/15
NA2		 08/28/15
NA2
American Funds Retirement Income Portfolio - Conservative 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 08/28/15
NA2		 11/20/15
−0.20%		 08/28/15
NA2		 08/28/15
NA2
Growth | Growth-and-Income | Equity-Income | Balanced | Bond | Money Market | Portfolio Series | Retirement Income Portfolio Series | Target Date Retirement
Fund Name Date of First Sale
Annual Expense Adjustment
R-1 R-2 R-2E R-3 R-4 R-5E R-5 R-6
American Funds Target Date Retirement Series
American Funds 2065 Target Date Retirement Fund 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2		 03/27/20
N/A2
American Funds 2060 Target Date Retirement Fund 03/27/15
NA2		 03/27/15
NA2		 03/27/15
NA2		 03/27/15
NA2		 03/27/15
NA2		 11/20/15
−0.25%		 03/27/15
NA2		 03/27/15
NA2
American Funds 2055 Target Date Retirement Fund 02/01/10
N/A2		 02/01/10
N/A2		 08/29/14
0.45%		 02/01/10
N/A2		 02/01/10
N/A2		 11/20/15
−0.15%		 02/01/10
N/A2		 02/01/10
N/A2
American Funds 2050 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.47%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/13/09
−0.28%
American Funds 2045 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.47%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.16%		 02/01/07
N/A2		 07/13/09
−0.29%
American Funds 2040 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.47%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/27/09
−0.29%
American Funds 2035 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.47%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/13/09
−0.27%
American Funds 2030 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.46%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/13/09
−0.29%
American Funds 2025 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.46%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/13/09
−0.28%
American Funds 2020 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.45%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.17%		 02/01/07
N/A2		 07/13/09
−0.31%
American Funds 2015 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.47%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.19%		 02/01/07
N/A2		 07/13/09
−0.37%
American Funds 2010 Target Date Retirement Fund 02/01/07
N/A2		 02/01/07
N/A2		 08/29/14
0.45%		 02/01/07
N/A2		 02/01/07
N/A2		 11/20/15
−0.18%		 02/01/07
N/A2		 07/13/09
−0.36%

Top of page

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits not available through CollegeAmerica (such as financial aid, scholarship funds and protection from creditors) or ABLEAmerica. Before investing in any state’s 529 plan, investors should consult a tax advisor.CollegeAmerica and ABLEAmerica are sponsored by Virginia529SM.

1 Class C shares convert to Class A shares after 8 years. Prior to 6/30/2020, Class C shares converted to Class F-1 shares after 10 years.

2 No expense adjustment was needed because this share class for this fund does not have hypothetical results.

3 This share class is not available for this fund.

4 Class 529-C shares convert to Class 529-A shares after 5 years. Prior to 6/30/2020, Class 529-C shares converted to Class 529-A shares after 10 years.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses or the collective investment trust’s Characteristics statement, which can be obtained from a financial professional, Capital or your relationship manager, and should be read carefully before investing. CollegeAmerica and ABLEAmerica are distributed by American Funds Distributors® and sold through unaffiliated intermediaries.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

All Capital Group trademarks are registered trademarks owned by The Capital Group Companies, Inc. or an affiliated company. All other company and product names mentioned are the trademarks or registered trademarks of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.