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Purchase Restrictions: Class 529-F-1 share funds are available only for CollegeAmerica accounts sold through Registered Investment Advisors.

Overview

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Price at NAV $11.93 as of 1/03/2025 (updated daily)
Fund Assets (millions) $3,554.2
Target Date Solutions Committee Members
1
8
Expense Ratio
(Gross/Net %)
2
0.74 / 0.74%

Asset Mix
3

U.S. Equities16.8%
Non-U.S. Equities2.9%
U.S. Bonds70.6%
Non-U.S. Bonds4.6%
Cash & Equivalents
4
5.2%
As of 11/30/2024 (updated monthly)

Fund Statistics

4.4 years
Effective Duration
4.8%
Average Yield
to Worst
4.4%
Average Coupon
% of net assets as of 11/30/2024 (updated monthly)
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Volatility & Return

Read important investment disclosures
For Class 529-F-1 Shares, this chart tracks the 10-year standard deviation
5
and 10-year annualized return of the equity funds
CTSFX
S&P 500 Index
Other AF Funds

Similar information is contained in the, which can be obtained from a financial professional and should be read carefully before investing.  is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state's 529 plan, investors should consult a tax advisor.  is a nationwide plan sponsored by Commonwealth Savers. 

Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

© Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.

Use of this website is intended for U.S. residents only.

Standard Deviation as of 11/30/2024 (updated monthly) . Annualized return as of 11/30/2024 (updated monthly) .
VIEW LARGER CHART
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Returns at NAV

Returns at MOP

Description

Objective
Depending on the proximity to its target date, the fund will seek to achieve the following objectives to varying degrees: growth, income and preservation of capital. The target date is meant to roughly correspond to the year in which the fund beneficiary will start to withdraw funds to meet higher education expenses. The fund will increasingly emphasize income and preservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to achieve an appropriate balance of total return and stability during different time periods.

Fund Facts

Fund Inception 9/14/2012
Fund Assets (millions)
As of 11/30/2024
$3,554.2
Shareholder Accounts
Shareholder accounts are as of 11/30/2024
1
Regular Dividends Paid
6
Dec
Minimum Initial Investment $250
Capital Gains Paid
6
Dec
Portfolio Turnover (2024) 17%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02629M 87 6
Fund Number 1493

Returns

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Month-End Returns as of 11/30/24

Quarter-End Returns as of 9/30/24

Growth of 10K
8

High & Low Prices

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Yield

12-month
Distribution Rates
9
30-day SEC Yield
Fund at NAV 3.15% 3.69%
Fund at MOP N/A N/A
As of 11/30/2024 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 3.29 13.01 17.62
S&P 500 Index
4.30 15.60 21.60
Fund as of 9/30/24. Index as of 9/30/24.

Target Date Solutions Committee
1

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black 4 22 29
David A. Hoag 4 32 36
Samir Mathur 4 11 31
Raj Paramaguru 1 11 19
Wesley K. Phoa 12 25 30
William L. Robbins 1 29 32
Jessica C. Spaly 1 20 25
Shannon Ward 3 7 31
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Portfolio Composition

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Lipper Leader Scorecard
10

Over-all 3 yr. 5 yr. 10 yr.
Consistent Return Within Category
Funds Rated

(192)

(192)

(164)

(109)
Expense Within Category
Funds Rated

(114)

(114)

(96)

(64)
Preservation Within Category
Funds Rated

(4406)

(4406)

(3884)

(2625)
Tax Efficiency Within Category
Funds Rated

(192)

(192)

(164)

(109)
Total Return Within Category
Funds Rated

(192)

(192)

(164)

(109)
Category Mixed-Asset Target 2030 Funds
KEY
HIGHEST LOWEST
As of 11/30/2024 (updated monthly)

Risk Measures

Fund
Standard Deviation
5
6.37
Sharpe Ratio
5
0.43
For the 10 Years ending 11/30/24 (updated monthly).
American Funds
Benchmark
11
Morningstar
Benchmark
5
S&P 500 Index
Morningstar Mod Tgt Risk TR USD
R-squared 78 90
Beta 0.37 0.60
Capture Ratio (Downside/Upside) 41/38 61/64
American Funds Benchmark for the 10 Years ending 11/30/24 (updated monthly).
Morningstar Benchmark for the 10 Years ending 11/30/24 (updated monthly).
U.S. Treasuries/Agencies
15.6%
AAA/Aaa
38.8%
AA/Aa
2.9%
A
6.4%
BBB/Baa
4.4%
BB/Ba
3.0%
B
1.6%
CCC & Below
0.5%
Unrated
2.0%
Cash & equivalents
4
5.4%
% of net assets as of 11/30/2024 (updated monthly)

Holdings
3

Equities Breakdown

Equity Fund Holdings
Information technology 3.6%
Financials 3.4%
Health care 2.7%
Industrials 2.7%
Consumer staples 1.5%
Consumer discretionary 1.2%
Utilities 1.1%
Communication services 1.1%
Energy 1.1%
Materials 0.7%
Real estate 0.5%

% of net assets as of 11/30/2024 (updated monthly)

Bonds Breakdown

Geographic Breakdown

United States
87.4%
Europe
3.3%
Asia & Pacific Basin
1.2%
Other (Including Canada & Latin America)
3.0%
Cash & equivalents
4
5.2%
% of net assets as of 11/30/2024 (updated monthly)

Prices & Distributions

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Historical Prices Month-End

Historical Prices Year-End

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Historical Distributions as of 01/03/25

2024
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
12/23/24 12/23/24 12/24/24 $0.4352 $0.00 $0.0154 $0.0199 $11.90
2024 Year-to-Date: Dividends Subtotal: $0.4352 Cap Gains Subtotal: $0.0353
Total Distributions: $0.4705

Fees & Expenses

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Fees

Annual Management Fees 0.00%
Other Expenses 0.21%
Acquired (Underlying) Fund Fees and Expenses 0.28%
Service 12b-1 0.25%
As of each fund's most recent prospectus.
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Expense Ratio
2

CTSFX 0.74%
Lipper Mixed-Asset Target 2030 Funds Average
12
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).