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Investment Fund

Vehicle: Mutual Fund Share Class
Purchase Restrictions: Class 529-E share funds are available only for employer-sponsored CollegeAmerica accounts.

Overview

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Focuses on growth potential with income. Seeks to help investors build assets over time through exposure to a variety of stock investments as well as income from dividend-paying companies and fixed-income securities.
Price at NAV $19.59 as of 2/21/2025 (updated daily)
Fund Assets (millions) $19,253.4
Portfolio Solutions Committee Members
1,2
7
Expense Ratio
(Gross/Net %)
3
0.93 / 0.93%

Asset Mix
4

U.S. Equities59.3%
Non-U.S. Equities18.3%
U.S. Bonds16.3%
Non-U.S. Bonds2.5%
Cash & Equivalents
5
3.6%
As of 1/31/2025 (updated monthly)

Fund Statistics

6.3 years
Effective Duration
5.4%
Average Yield
to Worst
4.5%
Average Coupon
% of net assets as of 1/31/2025 (updated monthly)
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Volatility & Return

Read important investment disclosures

Equities

For Class 529-E Shares, this chart tracks the 10-year standard deviation
6
and 10-year annualized return of the equity funds
CGNEX
S&P 500 Index
Other AF Funds

Similar information is contained in the , which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state's 529 plan, investors should consult a tax advisor. CollegeAmerica is a nationwide plan sponsored by Commonwealth Savers. 

Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

© 2025 Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.

Use of this website is intended for U.S. residents only.

Terms and Definitions

Standard Deviation: Annualized standard deviation (based on monthly returns) is a common measure of absolute volatility that tells how returns over time have varied from the mean. A lower number signifies lower volatility.

Standard Deviation as of 01/31/2025 (updated monthly) . Annualized return as of 01/31/2025 (updated monthly) .
VIEW LARGER CHART
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Returns at NAV

Returns at MOP

Description

Objective
The fund's investment objective is to provide long-term growth of capital while providing current income.
Distinguishing Characteristics
Pursues its investment objectives by investing in a mix of American Funds in different combinations and weightings.
Types of Investments
The underlying American Funds may represent a variety of fund categories such as growth funds, growth-and-income funds, equity-income funds, balanced funds and bond funds.

Fund Facts

Fund Inception 5/18/2012
Fund Assets (millions)
As of 1/31/2025
$19,253.4
Companies/Issuers
Holdings are as of 1/31/2025 (updated monthly).
3195+
Shareholder Accounts
Shareholder accounts are as of 1/31/2025
1,405
Regular Dividends Paid
7
Mar, Jun, Sep, Dec
Minimum Initial Investment $250
Capital Gains Paid
7
Dec
Portfolio Turnover (2024) 10%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02630R 87 2
Fund Number 1551

Returns

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Month-End Returns as of 1/31/25

Quarter-End Returns as of 12/31/24

Growth of 10K
9

High & Low Prices

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Yield

12-month
Distribution Rates
10
30-day SEC Yield
Fund at NAV 1.51% 1.40%
Fund at MOP N/A N/A
As of 1/31/2025 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 3.37 12.64 18.51
S&P 500 Index
4.30 15.70 21.80
Fund as of 12/31/24. Index as of 12/31/24.

Portfolio Solutions Committee
1,2

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black 5 23 30
Brittain Ezzes 1 3 27
Samir Mathur 5 12 32
Damien J. McCann 13 25
Wesley K. Phoa 12 26 32
John R. Queen 5 23 35
Andrew B. Suzman 12 31
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Portfolio Composition

Morningstar Rating TM
11


Overall Morningstar RatingTM
Funds rated(291)
3-yr. Morningstar RatingTM
(291 funds rated)
5-yr. Morningstar RatingTM
(264 funds rated)
10-yr. Morningstar RatingTM
(217 funds rated)
Overall Morningstar Risk Below Average
HIGH
LOW
Category Moderately Aggressive Allocation
Ratings are based on risk-adjusted returns as of 1/31/2025 (updated monthly).
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Lipper Leader Scorecard
12

Over-all 3 yr. 5 yr. 10 yr.
Consistent Return Within Category
Funds Rated

(427)

(427)

(395)

(327)
Expense Within Category
Funds Rated

(233)

(233)

(212)

(162)
Preservation Within Category
Funds Rated

(4326)

(4326)

(3812)

(2591)
Tax Efficiency Within Category
Funds Rated

(428)

(428)

(396)

(328)
Total Return Within Category
Funds Rated

(428)

(428)

(396)

(328)
Category Mixed-Asset Target Allocation Growth
KEY
HIGHEST LOWEST
As of 1/31/2025 (updated monthly)

Risk Measures

Fund
Standard Deviation
6
11.98
Sharpe Ratio
6
0.60
For the 10 Years ending 1/31/25 (updated monthly).
American Funds
Benchmark
13
Morningstar
Benchmark
6
S&P 500 Index
Morningstar Mod Tgt Risk TR USD
R-squared 94 96
Beta 0.75 1.16
Capture Ratio (Downside/Upside) 82/73 117/123
American Funds Benchmark for the 10 Years ending 12/31/24 (updated monthly).
Morningstar Benchmark for the 10 Years ending 1/31/25 (updated monthly).
U.S. Treasuries/Agencies
3.0%
AAA/Aaa
6.0%
AA/Aa
1.0%
A
2.8%
BBB/Baa
2.8%
BB/Ba
1.5%
B
0.9%
CCC & Below
0.2%
Unrated
0.6%
Cash & equivalents
5
3.7%
% of net assets as of 1/31/2025 (updated monthly)

Average Life Breakdown

0-4.9 Years
7.8%
5-9.9 Years
8.6%
10-19.9 Years
1.2%
20-29.9 Years
1.4%
30+ Years
0.2%
% of net assets as of 12/31/2024 (updated monthly)

Holdings
4

Equities Breakdown

Equity Fund Holdings
Information technology 16.6%
Industrials 11.3%
Financials 10.9%
Health care 10.1%
Consumer discretionary 8.5%
Communication services 6.9%
Consumer staples 4.7%
Energy 2.6%
Materials 2.6%
Utilities 2.0%
Real estate 1.4%

% of net assets as of 1/31/2025 (updated monthly)

Bonds Breakdown

Geographic Breakdown

United States
75.6%
Europe
11.2%
Asia & Pacific Basin
5.8%
Other (Including Canada & Latin America)
3.8%
Cash & equivalents
5
3.6%
% of net assets as of 1/31/2025 (updated monthly)

Prices & Distributions

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Historical Prices Month-End

Historical Prices Year-End

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Historical Distributions as of 01/27/25

2024
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/25/24 03/25/24 03/26/24 $0.0465 $0.00 $0.00 $0.00 $18.40
06/25/24 06/25/24 06/26/24 $0.0719 $0.00 $0.00 $0.00 $18.76
09/25/24 09/25/24 09/26/24 $0.0512 $0.00 $0.00 $0.00 $19.73
12/27/24 12/27/24 12/30/24 $0.1361 $0.00 $0.5605 $0.00 $19.18
2024 Year-to-Date: Dividends Subtotal: $0.3057 Cap Gains Subtotal: $0.5605
Total Distributions: $0.8662

Fees & Expenses

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Fees

Annual Management Fees 0.00%
Other Expenses 0.10%
Acquired (Underlying) Fund Fees and Expenses 0.33%
Service 12b-1 0.50%
As of each fund's most recent prospectus.
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Expense Ratio
3

CGNEX 0.93%
Lipper Growth & Income Funds Average
14
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).