Categories
The management process behind our target date solutions
Michelle Black
Solutions Portfolio Manager

 


This paper explores Capital Group’s approach to target date strategies and how it represents our best thinking about an all-in-one solution that seeks to deliver the retirement outcomes participants work a lifetime to achieve. It is powered by a mix of quantitative tools, qualitative judgment and a belief that both bottom-up underlying asset allocation flexibility and active security selection will continue to add long-term value.

Key takeaways:

  • Our Strategy focuses on both building and preserving wealth because target date solutions must serve diverse participants with varied goals and objectives that evolve over time.

  • Teamwork and collaboration have been core values for Capital Group since its founding in 1931. These tenets are reflected not only in the management of the underlying strategies but in the Target Date Retirement Strategy itself via a dedicated group of solutions portfolio managers.

  • Grounded in a philosophy of ongoing research and improvement, the Target Date Solutions Committee and Capital Solutions Group follow a continuous, iterative six-step management process. This process is constant as ongoing thematic research, new data, market evolution and industry developments mean the process is “always on” and searching for ways to enhance the Strategy. We provide further detail on each of these management process steps in the white paper. 

You must be logged in to download the PDF.

DOWNLOAD PDF

 


Michelle Black is a solutions portfolio manager with 29 years of investment industry experience (as of 12/31/2023). She holds a bachelor’s in business administration from the University of Southern California. She also holds the Certified Investment Management Analyst® and Certified Private Wealth Advisor® designations, is a member of the Investments & Wealth Institute and serves on the CIMA commission.

Learn more about
Target Date

More on this topic:

Life cycle models in target date glide path design

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.