401(k)s and other salary deferral plans

*Withdrawals from Roth accounts are tax- and penalty-free if the account was established at least five years before, and if the participant is at least 59½ years old, has died or is disabled. For nonqualified distributions, earnings are taxable and may be subject to a 10% early withdrawal penalty.
†Monthly Statistical Snapshot, January 2022. Source: Social Security Administration, Master Beneficiary Record, 100 percent data.
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