Purchase Restrictions: Class 529-E share funds are available only for employer-sponsored CollegeAmerica accounts.

Summary

Internal Prompt
International growth with a dividend focus. Invests primarily in well-established dividend-paying companies outside of the U.S., including the emerging markets, which can help reduce volatility.
Price at NAV $38.17 as of 2/28/2025 (updated daily)
Fund Assets (millions) $15,191.9
Portfolio Managers
1
 8
Expense Ratio
(Gross/Net %)
2
 1.13 / 1.13%
Prospectus
Internal Prompt

Returns at NAV

Returns with Sales Charge

Asset Mix

U.S. Equities3.6%
Non-U.S. Equities93.7%
U.S. Bonds0.0%
Non-U.S. Bonds0.0%
Cash & Equivalents
3,4
2.7%
As of 1/31/2025 (updated monthly)

Growth of 10K
5

Read important investment disclosures

High & Low Prices

Market Capitalization

89.0%
Large
10.0%
Medium
1.0%
Small
$135,439.00 Million
Weighted Average
6


As of 12/31/2024 (updated quarterly). FactSet data as of 12/31/2024 (updated quarterly).

Morningstar Ownership ZoneTM
7

Foreign Large Blend
Weighted average of holdings
75% of fund's stock holdings
Morningstar data as of 12/31/24 (updated quarterly)
INSIGHTS ON THE MORNINGSTAR OWNERSHIP ZONE

Description

Fund Objective
The fund's investment objective is to provide you with long-term growth of capital while providing current income.
Distinguishing Characteristics
This fund invests primarily in companies outside of the U.S., including the emerging markets. It focuses on well-established companies with strong earnings that often pay dividends, which can help reduce volatility.
Types of Investments
Primarily common stocks and equity-type securities as well as some fixed-income securities.
Portfolio Restrictions
Generally, will invest at least 90% of its assets in issuers whose securities are listed primarily on exchanges outside the United States, cash, cash equivalents and securities held as collateral issued by U.S. issuers.

Fund Facts

Fund Inception 10/01/2008
Fund Assets (millions)
As of 1/31/2025
 $15,191.9
Companies/Issuers
Holdings are as of 1/31/2025 (updated monthly).
 266+
Shareholder Accounts
Shareholder accounts are as of 1/31/2025
 509
Regular Dividends Paid
8
 Mar, Jun, Sep, Dec
Minimum Initial Investment $250
Capital Gains Paid
8
 Dec
Portfolio Turnover (2024) 31%
Fiscal Year-End Jun
Prospectus Date 09/01/2024
CUSIP 45956T 88 1
Fund Number 1534

Returns

Internal Prompt

Month-End Returns as of 1/31/25

Returns at NAV
5,9
 | With Sales Charge
5,9
Read important investment disclosures
CGIEX
MSCI All Country World Index (ACWI) ex USA
ANNUAL RETURNS CHART

Quarter-End Returns as of 12/31/24

Internal Prompt

Volatility & Return

Read important investment disclosures

Equities

For Class 529-E Shares, this chart tracks the 10-year standard deviation
10
and 10-year annualized return of the equity funds
CGIEX
MSCI All Country World Index (ACWI) ex USA
Other AF Funds

Similar information is contained in the , which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state's 529 plan, investors should consult a tax advisor. CollegeAmerica is a nationwide plan sponsored by Commonwealth Savers. 

Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

© 2025 Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.

Use of this website is intended for U.S. residents only.

Terms and Definitions

Standard Deviation: Annualized standard deviation (based on monthly returns) is a common measure of absolute volatility that tells how returns over time have varied from the mean. A lower number signifies lower volatility.

Standard Deviation as of 01/31/2025 (updated monthly) . Annualized return as of 01/31/2025 (updated monthly) .
VIEW LARGER CHART
Internal Prompt

Yield

12-month
Distribution Rates
11
 30-day SEC Yield
Fund at NAV 2.28% 2.05%
Fund at MOP N/A N/A
As of 1/31/2025 (updated monthly)

Valuation

Price/ Price/ Price/
Book
Cash Flow
Earnings
Fund 1.68 6.40 12.18
MSCI All Country World Index (ACWI) ex USA
1.70 8.30 13.30
Fund as of 12/31/24. Index as of 12/31/24.

Portfolio Management
1

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Barbara Burtin 1 16
Bobby Chada 4 8 29
Michael Cohen 6 25 33
Patrice Collette 14 25 28
Leo Hee 9 20 32
Andrew B. Suzman 16 31
Lisa Thompson 6 30 37
Steven T. Watson 16 35 37
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM
12


Overall Morningstar RatingTM
Funds rated(649)
3-yr. Morningstar RatingTM
(649 funds rated)
5-yr. Morningstar RatingTM
(618 funds rated)
10-yr. Morningstar RatingTM
(424 funds rated)
Overall Morningstar Risk Average
HIGH
LOW
Category
Foreign Large Blend
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 1/31/2025 (updated monthly).

Risk Measures

Read important investment disclosures
Fund
Standard Deviation
10
 15.34
Sharpe Ratio
10
 0.24
For the 10 Years ending 1/31/25 (updated monthly).
American Funds/
Morningstar Benchmark
10
MSCI ACWI Ex USA NR USD
R-squared
95
Beta
0.99
Capture Ratio (Downside/Upside)
101/98
American Funds and Morningstar Benchmark for the 10 Years ending 1/31/25 (updated monthly).
Active Share
10
 65.0%
As of 12/31/24 (updated quarterly)

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
 Financials 20.6%
Industrials 15.4%
Information technology 13.2%
Consumer discretionary 10.7%
Consumer staples 9.4%
Communication services 7.2%
Health care 7.2%
Energy 4.8%
Materials 4.8%
Utilities 2.2%
Real estate 1.8%

% of net assets as of 1/31/2025 (updated monthly)

Top Equities

TSMC
4.6%
TotalEnergies
1.9%
ASML
1.8%
Novo Nordisk
1.7%
BAE Systems
1.7%
MediaTek
1.6%
British American Tobacco
1.6%
Sanofi
1.6%
AstraZeneca
1.5%
Industria de Diseno Textil SA
1.3%

% of net assets as of 1/31/2025 (updated monthly)

Geographic Breakdown

Regions | Top Countries
United States
3.6%
Europe
55.9%
Asia & Pacific Basin
29.2%
Other (Including Canada & Latin America)
8.6%
Cash & equivalents
4
2.7%
% of net assets as of 1/31/2025 (updated monthly)

The New Geography of Investing ®
13

Equity Portion Breakdown by Domicile | Equity Portion Breakdown by Revenue
Regions Fund
MSCI All Country World Index (ACWI) ex USA
United States 3.7% 0.0%
Canada 4.6% 8.0%
Europe 57.9% 41.9%
Japan 6.6% 14.1%
Asia-Pacific ex. Japan 4.7% 7.0%
Emerging Markets 22.6% 29.0%

% of net assets as of 1/31/2025 (updated monthly)

Fund Breakdown by Domicile

Regions Fund
MSCI All Country World Index (ACWI) ex USA
United States 3.6% 0.0%
Canada 4.4% 8.0%
Europe 56.3% 41.9%
Japan 6.4% 14.1%
Asia-Pacific ex. Japan 4.6% 7.0%
Emerging Markets 22.0% 29.0%
Cash & Equivalents
4
 2.7% --

% of net assets as of 1/31/2025 (updated monthly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

2025

Historical Prices Year-End

Internal Prompt

Historical Distributions as of 01/27/25

FIND HISTORICAL DISTRIBUTIONS
2024
Record
Date		 Calculated
Date		 Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/22/24 03/22/24 03/25/24 $0.1624 $0.00 $0.00 $0.00 $37.60
06/21/24 06/21/24 06/24/24 $0.3715 $0.00 $0.00 $0.00 $37.56
09/23/24 09/23/24 09/24/24 $0.1994 $0.00 $0.00 $0.00 $38.15
12/20/24 12/20/24 12/23/24 $0.1199 $0.00 $0.269 $0.00 $35.84
2024 Year-to-Date: Dividends Subtotal: $0.8532 Cap Gains Subtotal: $0.269
Total Distributions: $1.1222

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.48%
Other Expenses 0.16%
Service 12b-1 0.49%
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio
2

CGIEX 1.13%
Lipper International Funds Average
14
 1.05%
Fund as of most recent prospectus. Lipper Category as of 12/31/24 (updated quarterly).
Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown. Investing for short periods makes losses more likely. Prices and returns will vary, so investors may lose money. View mutual fund expense ratios and returns. View current mutual fund SEC yields.
Active Share is determined by (1) differences in stock weightings between the fund and the fund's primary benchmark shown in the prospectus (2) inclusion of stocks outside of the benchmark, and (3) exclusion of stocks in the benchmark.

Active Share is neither a predictor of future returns nor a measure of manager skill. Since it measures the difference between a fund's holdings and its benchmark, it could be used in conjunction with other indicators as a measure of portfolio risk or to compare the management fees charged by actively managed funds. While an active share greater than zero is needed to provide returns above the benchmark, there is no indication a particular level of active share has resulted in higher returns than the fund's index. A fund's active share can change significantly over time, thus measuring a single point in time may not be reflective of longer periods.

The Capital Group portfolios are managed by multiple portfolio managers who invest based on their highest convictions. The result is a diversified portfolio based on the collection of managers' individual investment decisions. A fund's active share is the product of this process and is not comparable to the active share produced by a fund managed by an individual or a committee of investors. The funds are managed based on their investment objectives and strategies described in the prospectus; managing to active share is not part of any fund's strategy.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing. Similar information is contained in the CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.
Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state's 529 plan, investors should consult a tax advisor. CollegeAmerica is a nationwide plan sponsored by Commonwealth Savers. 
Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility. These risks may be heightened in connection with investments in developing countries.
There have been periods when the results lagged the index(es) and/or average(s). The indexes are unmanaged and, therefore, have no expenses. Investors cannot invest directly in an index.
MSCI has not approved, reviewed or produced this report, makes no express or implied warranties or representations and is not liable whatsoever for any data in the report. You may not redistribute the MSCI data or use it as a basis for other indices or investment products.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Portfolios are managed, so holdings will change. Certain fixed income and/or cash and equivalents holdings may be held through mutual funds managed by the investment adviser or its affiliates that are not offered to the public.
Totals may not reconcile due to rounding.
Investment results assume all distributions are reinvested and reflect applicable fees and expenses.
When applicable, results reflect fee waivers and/or expense reimbursements, without which they would have been lower and net expenses higher. Read details about how waivers and/or reimbursements affect the results for each fund. View results and yields without fee waiver and/or expense reimbursement.
  1. Reflects current team at the time of publication. Years of experience in industry and Capital Group are as of the most recent year end. Years of experience on the fund are as of the most recent prospectus.
  1. Expense ratios are as of each fund's prospectus/characteristics statement available at the time of publication.
  1. Accrued income and the timing of its settlement, as well as classification of convertible bonds as debt or equity, can cause slight variations in the balances displayed in different portfolio composition breakdowns.
  1. Includes cash, short-term securities, other assets less liabilities, accruals, derivatives and forwards. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public.
  1. When applicable, returns for less than one year are not annualized, but calculated as cumulative total returns.
  1. Market capitalization data is provided by FactSet. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.
  1. The Morningstar Ownership Zone™ provides detail about a portfolio's equity investment style by showing the range of stock sizes and styles. A portfolio's Ownership Zone™ is derived by plotting each stock in the fund's portfolio within the proprietary Morningstar Style Box™. The shaded area represents the center 75% of the fund's assets, and it provides an intuitive visual representation of the area of the market in which the fund invests. A "centroid" plot in the middle of the Ownership Zone represents the weighted average of all the fund's holdings. A fund that is concentrated will have a small ownership zone relative to the area of the style box, and broadly diversified fund will have an ownership zone that stretches across many sizes and style. Over a period of time, the shape and location of a fund's ownership zone may vary.
  1. The months indicated for dividends and capital gains paid represent the anticipated current year ex-dividend date schedule for all share classes.
  1. YTD (year-to-date return): For the period from January 1 of the current year to the date shown or from inception date if first offered after January 1 of the current year.
  1. Calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.
  1. The distribution rate reflects the fund's past dividends paid to shareholders and may differ from the fund's SEC yield which reflects the rate at which the fund is earning income on its current portfolio of securities. The distribution rate reflects fee waivers and/or expense reimbursements in effect during the period. Without waivers and/or reimbursements, it would be reduced.
  1. The Morningstar Rating™ for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Morningstar Rating does not include any adjustment for sales loads. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods. Past results are not a guarantee of results in future periods. The Morningstar Ratings are based on the share classes of each underlying fund held by the series; other underlying fund share classes may have different performance characteristics.
  1. Figures include convertible securities. The equity breakdown by revenue reflects the portfolio's publicly traded equity holdings and excludes cash (and fixed income securities, if applicable). Underlying revenue data were compiled by MSCI and account for disparities in the way companies report their revenues across geographic segments. MSCI breaks out each company's reported revenues into country-by-country estimates. MSCI provides revenue data figures based on a proprietary, standardized model. Revenue exposure at the portfolio and index level was calculated by using FactSet, which takes these company revenue exposures and multiplies by the company's weighting in the portfolio and index. In this breakdown, Israel has been included in Europe.
  1. Source for Lipper expense ratio comparison: Lipper, based on front-end and no-load funds, excluding funds of funds, for the most recent fiscal year-ends available as of 12/31/2024.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.
© 2025 Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.