Investments / American Funds Insurance Series® – American High-Income Trust
Bond Funds

American Funds Insurance Series® – American High-Income Trust (VIAHIT)

Summary

A well-researched approach to high-yield investing.Invests in a diversified portfolio of lower rated, higher yielding bonds with a focus on income and the potential for capital appreciation. The high-yield investment team benefits from the extensive research capabilities of Capital’s equity and macroeconomic analysts.
Price at NAV
$9.38
as of 2/28/2025 (updated daily)
Fund Assets (millions)
$948.0
Portfolio Managers
5
Expense Ratio (Gross/Net %)
0.44 / 0.32%
Prospectus

Returns at NAV

10.98%
1-year return
6.08%
5-year return
5.71%
10-year return
6.19%
30-Day SEC Yield
Returns as of 1/31/2025 (updated monthly). Yield as of 1/31/2025 (updated monthly).

Asset Mix

U.S. Equities
6.2%
Non-U.S. Equities
0.7%
U.S. Bonds
76.9%
Non-U.S. Bonds
11.6%
Cash & Equivalents
4.5%
As of 1/31/2025 (updated monthly)
U.S. Equities
6.2%
Non-U.S. Equities
0.7%
U.S. Bonds
76.9%
Non-U.S. Bonds
11.6%
Cash & Equivalents
4.5%
As of 1/31/2025 (updated monthly)

Growth of 10K

For Class 1 Shares , this chart tracks a hypothetical investment with dividends reinvested, over the last 20 years, or, since inception date if the fund has been in existence under 20 years, through 12/31/2024.
  • VIAHIT
  • Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index
VIEW LARGER CHART

High & Low Prices

Fund Statistics

2.9 years
Effective Duration
6.8%
Average Yield To Worst
5.9%
Average Coupon
% of net assets as of 1/31/25 (updated quarterly)

Description

Fund Objective

The fund's primary investment objective is to provide a high level of current income. Its secondary investment objective is capital appreciation.

Distinguishing Characteristics

The strategy invests in a diversified portfolio of lower rated, higher yielding bonds with a focus on income and the potential for capital appreciation. A dedicated team of analysts, traders and portfolio managers collaborate to achieve a comprehensive understanding of a company’s financial position and capital structure via fundamental bottom-up analysis. The high-yield investment team benefits from the extensive research capabilities across Capital’s equity and macroeconomic analysts.

Types of Investments

At least 80% of the portfolio will be invested in high-yield, lower rated bonds (BB+/Ba1 or below at the time of purchase) and other similar securities.

Holdings Outside the U.S

A portion of the portfolio's assets may be invested in securities of issuers outside the U.S., which may be denominated in currencies other than the U.S. dollar.

Fund Facts

Fund Inception 2/8/1984
Fund Assets (millions) $948.0
As of 1/31/2025
Companies/Issuers 443 +
Holdings are as of 1/31/2025 (updated quarterly).
Regular Dividends Paid 0Jun, Dec
Capital Gains Paid Jun
Portfolio Turnover (2024) 45%
Fiscal Year-End Dec
Prospectus Date 05/01/2024
CUSIP 030372 20 5
Fund Number 28

Returns

Month-End Returns as of 1/31/2025

Returns at NAV

VIAHIT
Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 12/31/2024

Volatility & Return

VIEW LARGER CHART
Fixed Income
For Class 1 Shares,this chart tracks the 10-year standard deviationand 10-year annualized return of the fixed income funds.
  • VIAHIT
  • Bloomberg    U.S. Corporate High Yield 2% Issuer CappedIndex
  • Other    AFfunds
Standard Deviation as of 01/31/2025 (updated monthly). Annualized return as of 01/31/2025 (updated monthly).
VIEW LARGER CHART

Yield

12-month
Distribution Rates 30-day SEC Yield
Fund at NAV 6.84%6.19%
As of 1/31/2025 (updated monthly)

Portfolio Management

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Tom Chow8935
David A. Daigle1429
Andy Moth3720
Tara L. Torrens520
Shannon Ward6731
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar RatingTM

Overall Morningstar RatingTM
Funds rated (583)
3-yr. Morningstar RatingTM
(583 funds rated)
5-yr. Morningstar RatingTM
(541 funds rated)
10-yr. Morningstar RatingTM
(426 funds rated)
Overall Morningstar Risk
Average
LOW
HIGH
Category High Yield Bond
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 1/31/2025 (updated monthly).

Risk Measures

Fund
StandardDeviation
7.44
SharpeRatio
0.53
For the 10 Years ending 1/31/2025 (updated monthly).
Insurance Series Benchmark
Morningstar Benchmark
Bloomberg U.S. Corporate High Yield 2% Issuer CappedIndex
Bloomberg US Agg Bond TRUSD
R-squared
9819.85
Beta
0.970.66
Capture Ratio(Downside/Upside)
95/10134.39/108.89
American Funds Benchmark for the 10 Years ending 12/31/2024 (updated monthly).
Morningstar Benchmark for the 10 Years ending 1/31/2025 (updated monthly).

Quality Summary

  • U.S. Treasuries/Agencies
    0.4%
  • A
    0.1%
  • BBB/Baa
    4.9%
  • BB/Ba
    36.3%
  • B
    29.9%
  • CCC & Below
    15.2%
  • Unrated
    1.8%
  • Other
    6.9%
  • Cash & equivalents
    4.5%
% of net assets as of 12/31/2024 (updated quarterly).

Average Life Breakdown

  • 0-4.9 Years
    62.7%
  • 5-9.9 Years
    22.9%
  • 10-19.9 Years
    1.0%
  • 20-29.9 Years
    0.4%
  • 30+ Years
    0.1%
% of net assets as of 12/31/2024 (updated quarterly).

Holdings

Bonds Breakdown

Bond Details

Total bond holdings
Corporate bonds, notes & loans + 86.7%
Cash & equivalents 6.0%
Common stock + 6.8%
U.S. Treasury bonds & notes 0.4%
General obligation bonds 0.1%
% of net assets as of 12/31/2024 (updated quarterly)

Top Fixed-Income Issuers

  • EchoStar
    2.4%
  • Charter Communications
    2.2%
  • Service Properties
    2.0%
  • NFE Financing
    1.8%
  • Medical Properties Trust
    1.5%
% of net assets as of 1/31/2025 (updated monthly)
QUARTERLY HOLDINGS

Prices & Distributions

Historical Prices Month-End

Historical Prices Year-End

2025
historical-prices

Historical Prices Year-End

Historical Distributions

as of 12/11/2024
2025
Record DateCalculated DatePay Date Income Dividend Regular Income Dividend Special Cap. Gains Long-Term Cap. Gains Short-Term Reinvest NAV
No data available for 2025
Year-to-Date:Dividends Subtotal: --Cap Gains Subtotal: --
Total Distributions: --

Fees & Expenses

Fees

Annual Management Fees0.4%
Other Expenses0.04%
Service 12b-1--

As of each fund's most recent prospectus.

Expense Ratio

Gross Net
VIAHIT0.44%0.32%
Fund as of most recent prospectus.

Resources

Prospectuses & Reports for VIAHIT

About Our Funds

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.