Purchase Restrictions: Class 529-F-2 share funds are available only for CollegeAmerica accounts sold through Registered Investment Advisors.

Summary

Internal Prompt
Eight decades of consistency. Invests primarily in larger, well-established companies that represent a wide cross section of the U.S. economy. It seeks to provide long-term growth of capital and income, with a focus on future income over high current yield.
Price at NAV $59.62 as of 1/21/2025 (updated daily)
Fund Assets (millions) $153,461.5
Portfolio Managers
1,2
9
Expense Ratio
(Gross/Net %)
3
0.36 / 0.36%
Internal Prompt

Returns at NAV

Returns with Sales Charge

Asset Mix

U.S. Equities89.7%
Non-U.S. Equities7.1%
U.S. Bonds0.0%
Non-U.S. Bonds0.0%
Cash & Equivalents
4,5
3.1%
As of 12/31/2024 (updated monthly)

Growth of 10K
6

High & Low Prices

Market Capitalization

84.2%
Large
15.6%
Medium
0.2%
Small
$818,917.00 Million
Weighted Average
7


As of 9/30/2024 (updated quarterly). FactSet data as of 12/31/2024 (updated quarterly).

Morningstar Ownership ZoneTM
8

Large Blend
Weighted average of holdings
75% of fund's stock holdings
Morningstar data as of 12/31/24 (updated quarterly)

Description

Fund Objective
The fund's investment objectives are to achieve long-term growth of capital and income.
Distinguishing Characteristics
With an 80-plus-year track record, this strategy invests primarily in larger, well-established companies that represent a wide cross section of the U.S. economy. It seeks to provide long-term growth of capital and income with a focus on future income.
Types of Investments
Principally invests in common stocks; may also hold securities convertible into common stocks, as well as bonds (generally rated Baa or BBB or better, or unrated, but determined by the fund’s investment adviser to be of equivalent quality), U.S. government securities, nonconvertible preferred stocks, and cash and equivalents.
Holdings Outside the U.S.
The fund may invest up to 15% of its assets, in securities of issuers domiciled outside the United States

Fund Facts

Fund Inception 1/01/1934
Fund Assets (millions)
As of 12/31/2024
$153,461.5
Companies/Issuers
Holdings are as of 12/31/2024 (updated monthly).
186+
Shareholder Accounts
Shareholder accounts are as of 12/31/2024
16,275
Regular Dividends Paid
9
Mar, Jun, Sep, Dec
Minimum Initial Investment $250
Capital Gains Paid
9
Jun, Dec
Portfolio Turnover (2023) 29%
Fiscal Year-End Dec
Prospectus Date 03/01/2024
CUSIP 461308 744
Fund Number 1604

Returns

Internal Prompt

Month-End Returns as of 12/31/24

Quarter-End Returns as of 12/31/24

Internal Prompt

Volatility & Return

Read important investment disclosures

Equities

For Class 529-F-2 Shares, this chart tracks the 10-year standard deviation
11
and 10-year annualized return of the equity funds
FCIAX
S&P 500 Index
Other AF Funds
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Prices and returns will vary, so investors may lose money. View .

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund , which can be obtained from a financial professional and should be read carefully before investing. Similar information is contained in the , which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state's 529 plan, investors should consult a tax advisor. CollegeAmerica is a nationwide plan sponsored by Commonwealth Savers. 

Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility. These risks may be heightened in connection with investments in developing countries.

Smaller company stocks entail additional risks, and they can fluctuate in price more than larger company stocks.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

  1. Calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.

Capital Client Group, Inc.

Use of this website is intended for U.S. residents only.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

© 2025 Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.

Terms and Definitions

Standard Deviation: Annualized standard deviation (based on monthly returns) is a common measure of absolute volatility that tells how returns over time have varied from the mean. A lower number signifies lower volatility.

Standard Deviation as of 12/31/2024 (updated monthly) . Annualized return as of 12/31/2024 (updated monthly) .
VIEW LARGER CHART
Internal Prompt

Yield

12-month
Distribution Rates
12
30-day SEC Yield
Fund at NAV 1.18% 1.22%
Fund at MOP N/A N/A
As of 12/31/2024 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 4.22 14.78 21.08
S&P 500 Index
4.30 15.60 21.60
Fund as of 12/31/24. Index as of 9/30/24.

Portfolio Management
1,2

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Aline Avzaradel 6 20 23
Christopher D. Buchbinder 18 29
Grant L. Cambridge 11 28
Martin Jacobs 6 24 37
James B. Lovelace 33 43
Greg Miliotes 5 18 27
Martin Romo 6 32
Jessica C. Spaly 3 21 26
James Terrile 5 28
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM
13


Overall Morningstar RatingTM
Funds rated(1280)
3-yr. Morningstar RatingTM
(1280 funds rated)
5-yr. Morningstar RatingTM
(1180 funds rated)
10-yr. Morningstar RatingTM
(889 funds rated)
Overall Morningstar Risk Below Average
HIGH
LOW
Category Large Blend
Ratings are based on risk-adjusted returns as of 12/31/2024 (updated monthly).

Risk Measures

Fund
Standard Deviation
11
14.33
Sharpe Ratio
11
0.73
For the 10 Years ending 12/31/24 (updated monthly).
American Funds/
Morningstar Benchmark
11
S&P 500 TR USD
R-squared 96
Beta 0.92
Capture Ratio (Downside/Upside) 95/93
American Funds and Morningstar Benchmark for the 10 Years ending 12/31/24 (updated monthly).
Active Share
11
50.1%
As of 9/30/24 (updated quarterly)

Holdings

Equities Breakdown

Equity Fund Holdings
Information technology 24.4%
Industrials 13.5%
Communication services 11.6%
Health care 11.6%
Consumer discretionary 11.5%
Financials 11.0%
Consumer staples 5.4%
Materials 2.7%
Utilities 2.0%
Energy 1.9%
Real estate 1.2%

% of net assets as of 12/31/2024 (updated monthly)

Top Equities

Microsoft
6.9%
Broadcom
6.3%
Alphabet
5.3%
Meta Platforms
4.7%
Amazon.com
4.0%
Apple
3.2%
Royal Caribbean Cruises
2.5%
British American Tobacco
2.3%
UnitedHealth Group
2.2%
General Electric aka GE Aerospace
2.0%

% of net assets as of 12/31/2024 (updated monthly)

Geographic Breakdown

United States
89.8%
Europe
4.5%
Asia & Pacific Basin
1.3%
Other (Including Canada & Latin America)
1.3%
Cash & equivalents
5
3.1%
% of net assets as of 12/31/2024 (updated monthly)

The New Geography of Investing ®
14

Regions Fund
S&P 500 Index
United States 92.7% 100.0%
Canada 1.3% 0.0%
Europe 4.7% 0.0%
Japan 0.5% 0.0%
Emerging Markets 0.9% 0.0%

% of net assets as of 12/31/2024 (updated monthly)

Fund Breakdown by Domicile

Regions Fund
S&P 500 Index
United States 89.8% 100.0%
Canada 1.3% 0.0%
Europe 4.5% 0.0%
Japan 0.4% 0.0%
Emerging Markets 0.8% 0.0%
Cash & Equivalents
5
3.1% 0.0%
Fixed Income 0.0% 0.0%

% of net assets as of 12/31/2024 (updated monthly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

Historical Prices Year-End

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Historical Distributions as of 01/21/25

2024
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/13/24 03/13/24 03/14/24 $0.1818 $0.00 $0.00 $0.00 $54.37
06/12/24 06/12/24 06/13/24 $0.1822 $0.00 $0.2315 $0.00 $56.65
09/18/24 09/18/24 09/19/24 $0.1841 $0.00 $0.00 $0.00 $59.37
12/17/24 12/17/24 12/18/24 $0.1876 $0.00 $4.507 $0.00 $59.34
2024 Year-to-Date: Dividends Subtotal: $0.7357 Cap Gains Subtotal: $4.7385
Total Distributions: $5.4742

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.23%
Other Expenses 0.13%
Service 12b-1 --
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio
3

FCIAX 0.36%
Lipper Large-Cap Core Funds Average
15
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).