Investment Fund

Share Class

Summary

Internal Prompt
Price at NAV $26.34 as of 1/03/2025 (updated daily)
Fund Assets (millions) $24,544.3
Target Date Solutions Committee Members
8
Expense Ratio
(Gross/Net %)
0.73 / 0.73%
Prospectus

Asset Mix

U.S. Equities62.6%
Non-U.S. Equities24.9%
U.S. Bonds6.7%
Non-U.S. Bonds1.7%
Cash & Equivalents
4.1%
As of 11/30/2024 (updated monthly)

Fund Statistics

6.3 years
Effective Duration
5.2%
Average Yield
to Worst
4.4%
Average Coupon
% of net assets as of 11/30/2024 (updated monthly)

Growth of 10K

Read important investment disclosures
For Class A Shares, this chart tracks a hypothetical investment with dividends reinvested, over the last 20 years, or since inception date if the fund has been in existence under 20 years, through 12/31/2023.
AAMTX
S&P Target Date 2055 Index
VIEW LARGER CHART

High & Low Prices

Internal Prompt

Returns at NAV

Returns with Sales Charge

Read important investment disclosures
17.17%
1-year return
9.10%
5-year return
8.65%
10-year return
1.01%
30-Day SEC Yield
Returns as of 11/30/24 (updated monthly). Yield as of 11/30/24 (updated monthly).

Description

Fund Objective
Depending on the proximity to its target date, which we define as the year that corresponds roughly to the year in which the investor expects to retire, the fund will seek to achieve the following objectives to varying degrees: growth, income and conservation of capital. The fund will increasingly emphasize income and conservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to balance total return and stability over time.

Fund Facts

Fund Inception 2/01/2010
Fund Assets (millions)
As of 11/30/2024
 $24,544.3
Companies/Issuers
Holdings are as of 11/30/2024 (updated monthly).
 2572+
Shareholder Accounts
Shareholder accounts are as of 11/30/2024
 111,115
Regular Dividends Paid
Dec
Minimum Initial Investment $250
Capital Gains Paid
Dec
Portfolio Turnover (2024) 5%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02630T 27 4
Fund Number 82

Returns

Internal Prompt

Month-End Returns as of 11/30/24

Returns at NAV
| With Sales Charge
Read important investment disclosures
AAMTX
S&P Target Date 2055 Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 9/30/24

Internal Prompt

Volatility & Return

Read important investment disclosures

Equities

For Class A Shares, this chart tracks the 10-year standard deviation
and 10-year annualized return of the equity funds
AAMTX
S&P Target Date 2055 Index
Other AF Funds
Standard Deviation as of 11/30/2024 (updated monthly) . Annualized return as of 11/30/2024 (updated monthly) .
VIEW LARGER CHART
Internal Prompt

Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 1.00% N/A
Fund at MOP 0.94% 1.01%
As of 11/30/2024 (updated monthly)

Valuation

Price/ Price/ Price/
Book
Cash Flow
Earnings
Fund 3.62 13.62 19.24
S&P Target Date 2055 Index
-- -- --
Fund as of 9/30/24. Index as of --.

Target Date Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black 4 22 29
David A. Hoag 4 32 36
Samir Mathur 4 11 31
Raj Paramaguru 1 11 19
Wesley K. Phoa 12 25 30
William L. Robbins 1 29 32
Jessica C. Spaly 1 20 25
Shannon Ward 3 7 31
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(188)
3-yr. Morningstar RatingTM
(188 funds rated)
5-yr. Morningstar RatingTM
(164 funds rated)
10-yr. Morningstar RatingTM
(103 funds rated)
Overall Morningstar Risk Low
HIGH
LOW
Category
Target-Date 2055
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 11/30/2024 (updated monthly).

Risk Measures

Fund
Standard Deviation
13.38
Sharpe Ratio
0.60
For the 10 Years ending 11/30/24 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P Target Date 2055 Index
Morningstar Mod Tgt Risk TR USD
R-squared
98 96
Beta
0.96 1.31
Capture Ratio (Downside/Upside)
97/99 131/137
American Funds Benchmark for the 10 Years ending 11/30/24 (updated monthly).
Morningstar Benchmark for the 10 Years ending 11/30/24 (updated monthly).
U.S. Treasuries/Agencies
2.5%
AAA/Aaa
3.7%
AA/Aa
0.2%
A
0.7%
BBB/Baa
0.8%
BB/Ba
0.4%
B
0.1%
CCC & Below
0.0%
Unrated
0.0%
Cash & equivalents
4.0%
% of net assets as of 11/30/2024 (updated monthly)

Average Life Breakdown

0-4.9 Years
4.9%
5-9.9 Years
2.6%
10-19.9 Years
0.4%
20-29.9 Years
0.5%
30+ Years
0.0%
% of net assets as of 9/30/2024 (updated monthly)

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
 Information technology 19.4%
Industrials 13.2%
Financials 12.4%
Health care 11.5%
Consumer discretionary 10.6%
Communication services 7.0%
Consumer staples 4.7%
Materials 3.1%
Energy 2.7%
Utilities 1.7%
Real estate 1.2%

% of net assets as of 11/30/2024 (updated monthly)

Geographic Breakdown

Regions
United States
69.3%
Europe
11.9%
Asia & Pacific Basin
9.9%
Other (Including Canada & Latin America)
4.8%
Cash & equivalents
4.1%
% of net assets as of 11/30/2024 (updated monthly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

2024

Historical Prices Year-End

Internal Prompt

Historical Distributions as of 01/03/25

FIND HISTORICAL DISTRIBUTIONS
2024
Record
Date		 Calculated
Date		 Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
12/26/24 12/26/24 12/27/24 $0.2451 $0.00 $0.5946 $0.00 $26.60
2024 Year-to-Date: Dividends Subtotal: $0.2451 Cap Gains Subtotal: $0.5946
Total Distributions: $0.8397

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.00%
Other Expenses 0.10%
Acquired (Underlying) Fund Fees and Expenses 0.38%
Service 12b-1 0.25%
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio

AAMTX 0.73%
Lipper Mixed-Asset Target 2055 Funds Average
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).