Plan start-up announcement

If your company is starting a retirement plan for the first time, you can use a plan start-up announcement to introduce the plan to your employees. The announcement:

  • Lists the investment options available in the plan
  • Explains some of the plan benefits
  • Encourages employees to attend an enrollment meeting


This announcement is not required. However, keep in mind that you might have to give employees advance notice if the plan offers certain features, such as automatic enrollment, QDIAs or ADP/ACP safe harbor status.

For more information, see our sample plan start-up announcement or contact your third-party administrator.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.