Number of annual withdrawals
The number of annual withdrawals you expect to take from your retirement plan. Enter “1” for a lump-sum distribution. On average, a 65-year-old can expect to live about 20 more years. You may want to plan on your retirement lasting 20 years or more. This life expectancy table may help you make an estimate.
| Age | Life Expectancy (additional years expected to live) |
Age | Life Expectancy (additional years expected to live) |
|---|---|---|---|
| 16 | 69.0 | 69 | 19.6 |
| 17 | 68.0 | 70 | 18.8 |
| 18 | 67.0 | 71 | 18.0 |
| 19 | 66.0 | 72 | 17.2 |
| 20 | 65.0 | 73 | 16.4 |
| 21 | 64.1 | 74 | 15.6 |
| 22 | 63.1 | 75 | 14.8 |
| 23 | 62.1 | 76 | 14.1 |
| 24 | 61.1 | 77 | 13.3 |
| 25 | 60.2 | 78 | 12.6 |
| 26 | 59.2 | 79 | 11.9 |
| 27 | 58.2 | 80 | 11.2 |
| 28 | 57.3 | 81 | 10.5 |
| 29 | 56.3 | 82 | 9.9 |
| 30 | 55.3 | 83 | 9.3 |
| 31 | 54.4 | 84 | 8.7 |
| 32 | 53.4 | 85 | 8.1 |
| 33 | 52.5 | 86 | 7.6 |
| 34 | 51.5 | 87 | 7.1 |
| 35 | 50.5 | 88 | 6.6 |
| 36 | 49.6 | 89 | 6.1 |
| 37 | 48.6 | 90 | 5.7 |
| 38 | 47.7 | 91 | 5.3 |
| 39 | 46.7 | 92 | 4.9 |
| 40 | 45.7 | 93 | 4.6 |
| 41 | 44.8 | 94 | 4.3 |
| 42 | 43.8 | 95 | 4.0 |
| 43 | 42.9 | 96 | 3.7 |
| 44 | 41.9 | 97 | 3.4 |
| 45 | 41.0 | 98 | 3.2 |
| 46 | 40.0 | 99 | 3.0 |
| 47 | 39.0 | 100 | 2.8 |
| 48 | 38.1 | 101 | 2.6 |
| 49 | 37.1 | 102 | 2.5 |
| 50 | 36.2 | 103 | 2.3 |
| 51 | 35.3 | 104 | 2.2 |
| 52 | 34.3 | 105 | 2.1 |
| 53 | 33.4 | 106 | 2.1 |
| 54 | 32.5 | 107 | 2.1 |
| 55 | 31.6 | 108 | 2.0 |
| 56 | 30.6 | 109 | 2.0 |
| 57 | 29.8 | 110 | 2.0 |
| 58 | 28.9 | 111 | 2.0 |
| 59 | 28.0 | 112 | 2.0 |
| 60 | 27.1 | 113 | 1.9 |
| 61 | 26.2 | 114 | 1.9 |
| 62 | 25.4 | 115 | 1.8 |
| 63 | 24.5 | 116 | 1.8 |
| 64 | 23.7 | 117 | 1.6 |
| 65 | 22.9 | 118 | 1.4 |
| 66 | 22.0 | 119 | 1.1 |
| 67 | 21.2 | 120 and over | 1.0 |
| 68 | 20.4 |