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On Christmas Day, the New York Stock Exchange and Capital Group’s U.S. offices will be closed.

In observance of the Christmas Day federal holiday, the New York Stock Exchange and Capital Group’s U.S. offices will close early on Tuesday, December 24 and will be closed on Wednesday, December 25. On December 24, the New York Stock Exchange (NYSE) will close at 1 p.m. (ET) and our service centers will close at 2 p.m. (ET)

Already investing

There’s more to building a retirement investing strategy than simply setting aside savings. Here you’ll find the most useful resources from this website to help you fine-tune your strategy as time goes by.

What you need to know

  • Mutual fund basics

    Before making investment decisions, it’s important to learn the fundamentals of mutual funds, as well as their associated risks and benefits.

  • Understanding risk

    Finding the right balance of investment risk and reward is essential to helping you meet long-term goals. Learn how to get comfortable with these elements of investing.

  • How to access your money in an emergency

    You might be able to take a loan or hardship withdrawal from your retirement plan account.

  • Rollovers

    Leaving a job is a big change in your life. There are plenty of decisions to make, including what to do with your retirement plan assets. Carefully compare all your options to make the best choice for you.

  • The value of a financial professional

    Learn how investors of all ages can benefit from the experience and guidance a financial professional can offer.

Plan your strategy

Asset allocation models

Build your retirement savings strategy using our sample portfolios as a guide.

Find Your Target Date Fund

See how a target date fund can serve as a complete portfolio that fits your timeline.

Another plan option: Roth 401(k)/403(b)

Does your retirement plan accept Roth contributions? Learn more about the Roth option.

Saving outside your plan

Besides your retirement plan, there are other tax-deferred investment options to consider, from IRAs to variable annuities to special college savings programs.

Payroll deduction analyzer

When deciding how much to contribute to a retirement plan, this calculator shows how pretax payroll deductions affect your take-home pay.

Spend it or save it calculator

See the long-term difference between taking a cash distribution or rolling it over into a new plan or IRA.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.