Starting out

Just starting to invest? Don’t know where to begin? We’ve gathered the most useful resources from this website to help you get started.

What you need to know

Plan your strategy

Asset allocation models

Build your retirement savings strategy using our sample portfolios as a guide.

Find Your Target Date Fund

See how a target date fund can serve as a complete portfolio that fits your timeline.

Another plan option: Roth 401(k)/403(b)

Does your retirement plan accept Roth contributions? Learn more about the Roth option.

Saving outside your plan

Besides your retirement plan, there are other tax-deferred investment options to consider, from IRAs to variable annuities to special college savings programs.

Payroll deduction analyzer

When deciding how much to contribute to a retirement plan, this calculator shows how pretax payroll deductions affect your take-home pay.

Tax-deferred investment calculator

Compare the growth rate of a tax-deferred investment with a taxable one.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.