Traditional IRA

Complete the IRA Beneficiary Change form. Alternatively, your client may be able to make the change by logging in to their account on the investor website.

Complete the IRA Beneficiary Change form.

This report lists clients who have either not made a beneficiary designation or not updated their beneficiary designation in the past five years.

Login to order the IRA report.

Access the client’s account online and click Buy. Be sure to have the client’s bank account information on hand if it’s not already on file.

Log in to Client Accounts.

Checks can be made payable to Capital Bank and Trust (CB&T) and should include the account number and investment instructions. Mail the check to the service center near you.

Access the client’s account online to add or update an automatic investment plan and click on Automatic Transactions.

Log in to Client Accounts.

Funds can be sent via check or ACH if the client’s bank account information is already linked. The distribution will be reported on Form 1099-R, which will be sent to the client in January of the following calendar year. Access the client’s account online and click Sell. 

Log in to Client Accounts.

Funds can be sent automatically by setting up an automatic distribution plan. Distributions are subject to taxes and may be subject to an early distribution penalty if the owner is under the age of 59½. 

Complete the IRA Automatic Distribution Request.

An RMD must be taken from traditional IRAs each year once the investor reaches the age of 73. If you already know the RMD amount, you can complete a one-time distribution online. Access the client’s account online and click Sell. Additionally, visit our Required Minimum Distribution (RMD) guide for more information.

Log in to Client Accounts.

Set up a recurring, automatic withdrawal using this form. Capital Group will calculate the RMD amount each year and distribute the funds based on the selected schedule and send the proceeds via ACH or by check. 

Complete the Required Minimum Distribution (RMD) Request.

A one-time exchange or rebalance can be processed by logging in to Client Accounts and selecting the appropriate option: Exchange or Rebalance.

Log in to Client Accounts.

Automatic exchange and rebalance plans can be set up or modified online.

Access the client’s account online to add or update an automatic exchange or rebalance plan and click on Automatic Transactions.

Log in to Client Accounts.

To transfer funds from an IRA held elsewhere, complete this form. Contact the entity holding the assets to determine what additional paperwork and actions may be required to move the assets to American Funds.

Complete the Request for Transfer of Assets or Direct Rollover. 

To transfer funds from a qualified plan held elsewhere, you or your client will need to contact the entity holding the assets to determine what paperwork and actions may be required to move the assets to American Funds.

If the resigning trustee will accept our paperwork, complete the Request for Transfer of Assets or Direct Rollover. 

Investors can use this form to roll over an IRA or qualified plan distribution back to an IRA within 60 days of receiving the assets. This form should only be used for indirect rollovers. 

Complete the Indirect Rollover Request.

This form should be used to move assets from a CB&T IRA. This move may be reportable to the IRS.

Complete the IRA Rollover/Transfer Request.

A conversion is a reportable movement of assets from one type of IRA to a Roth IRA. This form is used to request a conversion from a traditional or SIMPLE IRA to a Roth IRA. If the Roth IRA does not already exist, include a Traditional/Roth IRA Application. There may be tax consequences when converting to a Roth IRA. For more information, consult a tax professional.

Complete the Roth IRA Request for Conversion. 

An IRA owner can change the nature of an IRA contribution by moving the contribution plus earnings from one type of IRA to another. 

Complete the Traditional and Roth IRA Recharacterization Request.