Money market checks

ARTICLE TAKEAWAYS

  • Guidelines for the check-writing option
  • How to establish the check-writing option
  • How to reorder checks

Check writing allows investors to withdraw shares from their accounts by writing checks.

Eligibility

An investor may establish check-writing privileges for Class A and Class F-2 shares of  American Funds U.S. Government Money Market Fund once the fund’s initial investment minimum of $1,000 has been met.

Note: This option applies to only the following account types: individual, joint, trust or UGMA/UTMA accounts.

Establishing the check-writing option 

Complete the Mutual Fund Account Options form. If the account is already established, a signature guarantee is required.

Requests are generally processed within 5 days, provided they contain the necessary information and legal documentation.

After the option has been established, your client will receive a book of 20 checks along with an account confirmation.

Using the check-writing option

Checks can be used to draw against the account as long as sufficient funds are available.

The checks:

  • May be made payable to an individual or entity
  • Must be signed by one of the authorized registered account owners
  • Must be written for $250 or more


There is no maximum amount that can be written per check, as long as sufficient funds are available to cover it, and there’s no limit on the number of checks that can be written.

Reordering checks

Checks can be ordered online by taking the following steps:

  1. Go to Client Accounts
  2. Look up the account
  3. Click Profile & Settings
  4. Under Other, next to Money Market Checks, click Order


Allow 7 to 10 business days for receipt.

If your client needs to expedite the delivery of their checks, there is an additional fee. Contact us to make the request.

Adding, updating or changing signers

A Signature Card Update form must be completed and returned by mail with a signature guarantee to make changes to the signers.

Note: Updates due to name changes must also include the appropriate documentation.

Stopping payment on a check

A stop payment can be placed on a check that has not already been paid. A fee will not be charged to place a stop payment on a check. Contact us to make the request.

Receiving check copies

Investors will receive copies of checks written at the end of the month on an Image Check statement.

Contact us

Have questions or need additional support?
Contact us 8:00 a.m. to 7:00 p.m. ET, Monday through Friday.

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Use of this website is intended for U.S. residents only.

The guidelines and procedures provided in the Account Resource Center may not apply to networked accounts or accounts not directly held by American Funds. The guidelines and procedures provided also apply only to those retirement accounts or Coverdell ESAs invested in American Funds with Capital Bank and Trust Company (CB&T) as custodian. The guidelines and procedures provided in the Account Resource Center do not apply to plans held in our retirement plan solutions — PlanPremier, PlanPremier-TPA or RecordkeeperDirect. Information on the Account Resource Center may change periodically, and previously printed information may not be current. Please refer to capitalgroup.com for the most current information available.

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