Share Class Cost Comparison Calculator

Clients today want to choose how to pay for the services you provide. In fact, some may have a preference for one class of shares before they come to you. Help clients make an educated choice by understanding the total cost of owning a fund, not simply whether or not it has an up-front sales charge.

Our calculator allows you to:

  • compare American Funds F-1, F-2, F-3, A and C shares with each other or with any other mutual fund’s shares specified by you.
  • compare American Funds 529-F-1, -A, and -C shares with each other or with any other mutual fund’s shares specified by you.
  • compare American Funds Target Date Retirement Series F-1, F-2, F-3, A and C shares with each other or with any other mutual fund’s shares specified by you.
  • illustrate the impact of different expenses (e.g., annual expenses, holding periods, asset-based fees, contingent deferred sales charges) with a personalized printout for your client.

Important: To compare costs for retirement plan share and unit classes and get preliminary fee quotes for RecordkeeperDirect® and PlanPremier®, use our Price-It Tool.

American Funds College 2024 Fund merged into American Funds College Enrollment Fund on March 22, 2024 and is no longer available in this tool.

How Costs Are Calculated

Personal Information

1. Select one of the American Funds and that fund’s share class

1a. If you selected Class F-1, F-2 or F-3 shares, enter your firm’s annual asset-based advisory fee

%

2. Select the fund you want to compare against

2a. If the fund you selected in question 2 is part of a fee-based program, enter your firm’s annual asset-based advisory fee:

%

3. What is the dollar amount your client plans to invest?

$

4. Select an assumed annual rate of return for the two investments selected:

Investments that offer the potential for higher rates of return also involve a higher degree of risk. Rates of return vary over time, particularly for long-term investments.

5. How many years does your client plan to hold the fund?

years

6. Select the appropriate breakpoint only if your client qualifies for a reduced sales charge:

American Funds Class A share purchases may be eligible for a reduced sales charge.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state’s 529 plan, investors should consult a tax advisor.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by Capital Client Group and sold through unaffiliated intermediaries. This information may vary regarding group annuity investments and, if applicable, can be obtained from a financial professional.

Capital Client Group, Inc.