Retirement Planning Calculator

Use this calculator to find out how much money your clients might need in retirement and whether their current savings plan could get them to their goal.

The calculator results will provide a chart that compares your clients’ projected savings with their retirement goal. You’ll then be able to try different scenarios to see how changes in their savings plan might affect their results.

Calculator Tips

  • Revisit the calculator each year, since your clients’ financial situation and goals may change.
  • You can enter information for or with your clients and present the results to them. Remind your clients that the calculator is for illustrative purposes only and is not intended to provide investment advice or portray actual investment results.

Select a Version of the Calculator

  • — 4 questions (about 5 minutes)

    Use this version for a quick look at your client’s retirement outlook. It’s best for those who don’t have a lot of different investments.

  • — 15 questions (about 15 minutes)

    Use this version if you want to enter more details about your client’s personal situation and retirement investments.

Information You’ll Need

See what information you’ll need for each version of the calculator.

If you are running a detailed analysis, gather information from your client with this questionnaire (PDF).

Indicate Your Client’s Marital Status

If your client and his or her spouse plan to retire at different times, consider running the detailed version of the calculator separately for each spouse and indicating “Single.”

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.

All Capital Group trademarks are registered trademarks owned by The Capital Group Companies, Inc. or an affiliated company. All other company and product names mentioned are the trademarks or registered trademarks of their respective companies.

Use of this website is intended for U.S. residents only.

Capital Client Group, Inc.

This calculator is for illustrative purposes only and is not intended to provide investment advice or portray actual investment results. Your financial situation and goals may change, so you might want to revisit the calculator at least once a year. Be sure to discuss your results with your financial professional.

The calculator does not take certain factors into account, including early withdrawal penalties, required minimum distributions and holding periods. Regular investing does not ensure a profit or protect against loss. Hypothetical annual rates of return are not intended to reflect actual results; your results may vary based on market conditions. The calculator compounds earnings annually and assumes that withdrawals are made at the beginning of the year.

This analyzer was developed by KJE Computer Solutions, which is not affiliated with Capital Group. It is intended for use in making a rough estimate of retirement savings plans. We do not guarantee the accuracy of the results or their relevance to your particular circumstances.