Investments / American Funds® IS 2025 Target Date Fund
Retirement Target Date Funds

American Funds® IS 2025 Target Date Fund (VITD25)

Summary

Price at NAV
$11.71
as of 4/21/2025 (updated daily)
Fund Assets (millions)
$13.0
Target Date Solutions Committee Members
8
Expense Ratio (Gross/Net %)
0.35 / 0.35%
Quarterly Fund Fact Sheet(PDF)
Prospectus

Asset Mix

U.S. Equities
34.2%
Non-U.S. Equities
11.5%
U.S. Bonds
45.1%
Non-U.S. Bonds
4.8%
Cash & Equivalents
4.3%
As of 3/31/2025 (updated monthly)
U.S. Equities
34.2%
Non-U.S. Equities
11.5%
U.S. Bonds
45.1%
Non-U.S. Bonds
4.8%
Cash & Equivalents
4.3%
As of 3/31/2025 (updated monthly)

Fund Statistics

5.6 years
Effective Duration
4.9%
Average Yield To Maturity
4.0%
Average Coupon
% of net assets as of 3/31/25 (updated quarterly)

Returns at NAV

7.45%
1-year return
8.82%
5-year return
6.43%
Lifetime Return
(12/6/19)
2.98%
30-Day SEC Yield
Returns as of 3/31/2025 (updated monthly). Yield as of 3/31/2025 (updated monthly).

Description

Objective

Depending on the proximity to its target date, which we define as the year that corresponds roughly to the year in which the investor expects to retire, the fund will seek to achieve the following objectives to varying degrees: growth, income and conservation of capital. The fund will increasingly emphasize income and conservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to balance total return and stability over time.

Fund Facts

Fund Inception 12/6/2019
Fund Assets (millions) $13.0
As of 3/31/2025
Regular Dividends Paid 0Jun, Dec
Capital Gains Paid Jun
Portfolio Turnover (2024) 14%
Fiscal Year-End Dec
Prospectus Date 05/01/2024
CUSIP 030372 445
Fund Number 30133

Returns

Month-End Returns as of 3/31/2025

Returns at NAV

VITD25
S&P Target Date 2025 Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 3/31/2025

Growth of 10K

For Class Shares , this chart tracks a hypothetical investment with dividends reinvested, over the last 20 years, or, since inception date if the fund has been in existence under 20 years, through -/-/-.

There is no data chart available yet

VIEW LARGER CHART

High & Low Prices

Yield

12-month
Distribution Rates 30-day SEC Yield
Fund at NAV 2.13%2.98%
As of 3/31/2025 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 3.1411.8317.47
S&P Target Date 2025 Index ------
Fund as of 12/31/2024. Index as of --.

Target Date Solutions Committee

LEARN ABOUT THE CAPITAL SYSTEMSM
Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black52330
David A. Hoag53337
Samir Mathur51232
Raj Paramaguru11220
Wesley K. Phoa52632
William L. Robbins13033
Jessica C. Spaly22126
Shannon Ward4832
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar RatingTM

Overall Morningstar RatingTM
Funds rated (166)
3-yr. Morningstar RatingTM
(166 funds rated)
5-yr. Morningstar RatingTM
(145 funds rated)
10-yr. Morningstar RatingTM
(-- funds rated)
--
Overall Morningstar Risk
Below Average
LOW
HIGH
Category Target-Date 2025
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 3/31/2025 (updated monthly).

Risk Measures

Fund
StandardDeviation
10.17
SharpeRatio
0.59
For the 5 Years ending 3/31/2025 (updated monthly).
Insurance Series Benchmark
Morningstar Benchmark
S&P Target Date 2025Index
Morningstar Mod Tgt Risk TRUSD
R-squared
--98.14
Beta
--0.87
Capture Ratio(Downside/Upside)
--/--86.16/90.70
American Funds Benchmark for the 5 Years ending -- (updated monthly).
Morningstar Benchmark for the 5 Years ending 3/31/2025 (updated monthly).

Quality Summary

  • Equities
    45.5%
  • U.S. Treasuries/Agencies
    15.5%
  • AAA/Aaa
    17.4%
  • AA/Aa
    1.6%
  • A
    4.4%
  • BBB/Baa
    4.7%
  • BB/Ba
    3.3%
  • B
    1.7%
  • CCC & Below
    0.5%
  • Unrated
    0.8%
  • Cash & equivalents
    4.2%
% of net assets as of 3/31/2025 (updated quarterly).

Average Life Breakdown

  • 0-4.9 Years
    26.6%
  • 5-9.9 Years
    18.3%
  • 10-19.9 Years
    1.8%
  • 20-29.9 Years
    3.2%
  • 30+ Years
    0.1%
% of net assets as of 3/31/2025 (updated quarterly).

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
Information technology 8.1%
Financials 7.4%
Health care 6.3%
Industrials 6.2%
Consumer staples 3.9%
Consumer discretionary 3.6%
Communication services 3.1%
Energy 2.2%
Utilities 1.9%
Materials 1.9%
Real estate 1.1%
% of net assets as of 3/31/2025 (updated monthly)

Geographic Breakdown

Regions
  • United States
    79.4%
  • Europe
    9.1%
  • Asia & Pacific Basin
    3.5%
  • Other (Including Canada & Latin America)
    3.8%
  • Cash & equivalents
    4.3%
% of net assets as of 03/31/2025 (updated monthly).

Prices & Distributions

Historical Prices Month-End

Historical Prices Year-End

2025
historical-prices

Historical Prices Year-End

Historical Distributions

as of 12/30/2024
2025
Record DateCalculated DatePay Date Income Dividend Regular Income Dividend Special Cap. Gains Long-Term Cap. Gains Short-Term Reinvest NAV
No data available for 2025
Year-to-Date:Dividends Subtotal: --Cap Gains Subtotal: --
Total Distributions: --

Fees & Expenses

Fees

Annual Management Fees0%
Other Expenses0.04%
Service 12b-1--

As of each fund's most recent prospectus.

Expense Ratio

Gross Net
VITD250.35%0.35%
Fund as of most recent prospectus.

Resources

Literature for VITD25

About Our Funds

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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Content contained herein is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, which receives fees for managing, distributing and/or servicing its investments.