Target-Date 2030

Summary

The investment seeks to provide capital appreciation and current income consistent with its current asset allocation.
Fund Assets (millions) $95,735.3
Portfolio Managers 4
Fund Inception Jun 7, 2006
Expense Ratio
(Gross/Net %) 0.08 / 0.08%
Fund Family Vanguard
Prospectus (PDF)

Asset Mix

Short % 0% Long %
U.S. Stocks 0.0
36.6
Non-U.S. Stocks 0.0
23.9
U.S. Bonds 0.0
25.4
Non-U.S. Bonds 0.0
13.0
Convertible 0.0
0.0
Preferred 0.0
0.0
Other 0.0
0.0
Cash 8.8
9.9
As of 7/31/2024
Read important information about results and other investment disclosures
This chart tracks a hypothetical investment, with dividends reinvested, through July 31, 2024
VTHRX
Morningstar Mod Tgt Risk TR USD

Market Capitalization

$94,434.8 Mil
Weighted Average

Giant
42.5%
Large
31.6%
Medium
19.0%
Small
5.4%
Micro
1.4%

As of 7/31/2024

Fund Statistics

6.4 years
Average Duration
4.7%
Average Yield
to Maturity
3.2%
Average Coupon
As of 7/31/2024

Investment Strategy

The fund invests in a mix of Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2030 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Returns at NAV

Returns at MOP

Morningstar Ownership ZoneTM

Target-Date 2030
Weighted average of holdings
75% of fund's stock holdings
As of 7/31/24
INSIGHTS ON THE MORNINGSTAR OWNERSHIP ZONE

Morningstar Style BoxTM— Fixed-Income

High Quality
Moderate Interest-Rate Sensitivity
As of 7/31/24

Fund Facts

Fund Inception Jun 7, 2006
Fund Assets (Millions) $95,735.3
Dividend Distribution Frequency Annually
Minimum Investment $1,000
Capital Gains Distribution Frequency Annually
Turnover 3%
Fiscal Year-End Sep
Prospectus Date Jan 31, 2024

Returns

Month-End Returns as of 7/31/24

Returns at NAV
| at MOP
Read important information about results and other investment disclosures
VTHRX
Morningstar Mod Tgt Risk TR USD
ANNUAL RETURNS CHART

Quarter-End Returns as of 6/30/24

Yield & Valuation

12-Month Distribution Rates (NAV)
2.39%
30-Day SEC Yield (Gross | Net) 2.67% | 2.67%
Price/Book 2.49
Price/Cash Flow 11.30
Price/Earnings 17.86
As of 7/31/2024

Portfolio Management

Read important investment disclosures
Years of Experience With Fund
Walter Nejman 11 yrs
Aurélie Denis 1 yrs
Roger Aliaga-Diaz 1 yrs
Michael Roach 1 yrs
As of 7/31/2024

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(199)
3-yr. Morningstar RatingTM
(199 funds rated)
5-yr. Morningstar RatingTM
(168 funds rated)
10-yr. Morningstar RatingTM
(107 funds rated)
Overall Morningstar Risk Average
HIGH
LOW
Morningstar Category
Target-Date 2030
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 7/31/2024.

Risk Measures

Fund
Standard Deviation
10.86
Sharpe Ratio
0.52
R-squared
98
Beta
1.08
Capture Ratio (Downside/Upside)
108/111
American Funds and Morningstar Benchmark for the 10 Years Years ending 7/31/24 R-squared, Beta and Capture Ratio calculated using the Morningstar Mod Tgt Risk TR USD.

Maturity

1 To 3 Years
21.8%
3 To 5 Years
17.4%
5 To 7 Years
11.8%
7 To 10 Years
12.0%
10 To 15 Years
5.4%
15 To 20 Years
7.0%
20 To 30 Years
22.6%
Over 30 Years
1.6%
Percentage of net assets as of 7/31/2024

Quality Summary

AAA
58.0%
AA
10.1%
A
16.7%
BBB
14.5%
BB
0.0%
B
0.0%
Below B
0.5%
Not Rated
0.2%
Percentage of net assets as of 7/31/2024

Holdings

Equities Breakdown

Sectors
Equity Fund Holdings
 Technology 24.0%
Financial Services 16.0%
Industrials 11.4%
Healthcare 11.0%
Consumer Cyclical 10.4%
Communication Services 7.0%
Consumer Defensive 5.9%
Energy 4.4%
Basic Materials 4.3%
Real Estate 2.9%
Utilities 2.7%

Percentage of net assets as of 7/31/2024

Bonds Breakdown

Geographic Breakdown

Regions | Top Countries
Americas
64.2%
Greater Asia
18.6%
Greater Europe
16.0%
Percentage of net assets as of 7/31/2024

Fees & Expenses

Fees

Annual Management Fees 0.00%
Service 12b-1 --
Maximum Sales Charge --
As of each fund's most recent prospectus.

Expense Ratio

Gross Net
VTHRX 0.08% 0.08%
Morningstar Category: Target-Date 2030 0.97% 0.68%
Fund as of most recent prospectus. Morningstar Category as of 7/31/24.