Participants work hard for their dreams. So do we.

Source: Capital Group, using Morningstar data as of June 30, 2024. Percentile rankings are calculated by Morningstar and reflect relative performance versus peers. A lower number is better: First percentile indicates a fund’s performance was in the top 1% of its peer group.

All funds began on February 1, 2007, except for 2055 (February 1, 2010), 2060 (March 27, 2015) and 2065 (March 27, 2020). Rankings are based on the funds’ average annual total returns (Class R-6 shares at net asset value) within the applicable Morningstar categories and don’t reflect the effects of sales charges, account fees or taxes. Past results are not predictive of results in future periods. Category averages include all share classes for the funds in the category. While American Funds Class R-6 shares don’t include fees for advisor compensation and service provider payments, the share classes represented in the Morningstar category have varying fee structures and can include these and other fees and charges, resulting in higher expenses and lower returns.

For a list of each fund’s Morningstar category, please see the “Morningstar categories” section. Categories include active, passive and hybrid target date funds, as well as those that are managed both “to” and “through” retirement. Approximately one-third of the funds within the 2000–2010 category have a target date of 2005. In an effort to manage the risk of investors outliving their savings while managing volatility, our approach to allocating between stocks and bonds puts more emphasis on stocks (particularly on dividend-paying stocks) than some other target date funds. Investment results assume all distributions are reinvested and reflect applicable fees and expenses. When applicable, results reflect expense reimbursements, without which they would have been lower.

**Sharpe ratio uses standard deviation (a measure of volatility) and returns to determine the reward per unit of risk. The higher the ratio, the better the portfolio’s historical risk-adjusted performance.

Source: Capital Group, using Morningstar data as of June 30, 2024. Percentile rankings are calculated by Morningstar and reflect relative performance versus peers. A lower number is better: First percentile indicates a fund’s performance was in the top 1% of its peer group.

All funds began on February 1, 2007, except for 2055 (February 1, 2010), 2060 (March 27, 2015) and 2065 (March 27, 2020). Rankings are based on the funds’ average annual total returns (Class R-6 shares at net asset value) within the applicable Morningstar categories and don’t reflect the effects of sales charges, account fees or taxes. Past results are not predictive of results in future periods. Category averages include all share classes for the funds in the category. While American Funds R-6 shares don’t include fees for advisor compensation and service provider payments, the share classes represented in the Morningstar category have varying fee structures and can include these and other fees and charges, resulting in higher expenses and lower returns.

For a list of each fund’s Morningstar category, please see the “Morningstar categories” section. Categories include active, passive and hybrid target date funds, as well as those that are managed both “to” and “through” retirement. Approximately one-third of the funds within the 2000–2010 category have a target date of 2005. In an effort to manage the risk of investors outliving their savings while managing volatility, our approach to allocating between stocks and bonds puts more emphasis on stocks (particularly on dividend-paying stocks) than some other target date funds. Investment results assume all distributions are reinvested and reflect applicable fees and expenses. When applicable, results reflect expense reimbursements, without which they would have been lower.