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Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
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This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
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The Morningstar average expense ratios are based on fund statistics for each fund's prospectus available at the time of publication. The expense ratio is one aspect of plan fees and expenses.
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