Important: American Funds Balanced PortfolioSM has been renamed, effective 1/1/18, to American Funds Moderate Growth and Income PortfolioSM
American Funds® Moderate Growth and Income Portfolio
Balanced
Overview
American Funds Moderate Growth and Income Portfolio may be appropriate for:
- Investors seeking a single, broadly diversified fund with exposure to stocks and bonds all over the world.
- Investors who would like to invest in a global mix of stocks and bonds.
- Investors who want a core investment of actively managed funds for their retirement plans.
Objective
The fund's investment objectives are to provide current income and long-term growth of capital and income.
Manager
The fund is managed by Capital Research and Management Company, one of the nation’s oldest, largest investment management firms. Since 1931, Capital Research has invested with a long-term focus based on thorough research and attention to risk.
Fund information
- Began operations: 5/18/12
- Expense ratio:* 0.49%
- Investment expenses paid annually:† $4.90 for a $1,000 balance
- Ticker symbol: RGPFX
*The investment adviser is currently reimbursing a portion of other expenses. Net expense ratios reflect the reimbursement, without which the expenses would have been higher. The reimbursement will be in effect through at least April 7, 2018. The adviser may elect at its discretion to extend, modify or terminate the reimbursement at that time. The expense ratios are as of each fund’s prospectus and include the weighted average expenses of the underlying funds. Please see the fund’s most recent prospectus for details.
†You can estimate the investment expenses you’re paying annually by multiplying your balance in the fund by the expense ratio.
Underlying funds
(as of 6/30/24; percentage of net assets; holdings are subject to change)
Growth
10.0%
- New Perspective Fund® 5.2%
- SMALLCAP World Fund® 4.8%
Growth-and-income
25.5%
Equity-income/Balanced
50.1%
- American Balanced Fund® 25.3%
- American Funds® Global Balanced Fund 14.9%
- The Income Fund of America® 9.9%
Bond
14.4%
Asset mix
(as of 6/30/24; percentage of net assets of underlying American Funds)
Portfolio summary
(as of 6/30/24; percentage of net assets of underlying American Funds)
Geographic breakdown
(as of 6/30/24; percentage of net assets of underlying American Funds)
*Cash and equivalents includes short-term securities, accrued income and other assets less liabilities. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public.
Past results
The bar graph below shows the fund’s annual results and illustrates the fund’s fluctuations over the past 10 years. (These percentages are based on Class R-5E shares at net asset value after the share class inception date of May 15, 2002. All Class R-5E share results prior to this date, or prior to the date of first sale, are hypothetical based on Class A share results, adjusted for typical additional estimated expenses, and are calculated without a sales charge. These results are updated annually as of 12/31. Other share class results will vary.)
Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown here. For more current information and month-end results, click here. Share price and return will vary, so you may lose money. Investing for short periods makes losses more likely.
Average annual total returns through 6/30/24
Class R-5E Shares
| Latest10 years | Latest5 years | Latest3 years | Latestyear | |
|---|---|---|---|---|
| At net asset value | 7.06% | 7.77% | 3.40% | 13.53% |
| With CDSC | 7.06% | 7.77% | 3.40% | 13.53% |
Investment results assume all distributions are reinvested and reflect applicable fees and expenses. The investment adviser is currently reimbursing a portion of other expenses. Investment results reflect the reimbursement, without which the results would have been lower. The reimbursement will be in effect through at least April 7, 2018. The adviser may elect at its discretion to extend, modify or terminate the reimbursement at that time. See results without waivers and/or reimbursements. Read details about how waivers and/or reimbursements affect the results for each fund.
Class R-5E shares were first offered on November 20, 2015. Class R-5E share results prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for typical estimated expenses. View dates of first sale and specific expense adjustment information for Class R-5E shares.Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing. You can find a link to the prospectus at the top of the page.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
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