This is the number of annual withdrawals you expect to take from your retirement plan. Enter “1” for a lump-sum distribution. On average, a 65-year-old can expect to live about 20 more years. You may want to plan on your retirement lasting 20 years or more. The life expectancy table below may help you make an estimate.
Use the table below to help estimate the number of years an individual may spend in retirement.
Use the table below to help estimate the number of years an individual may spend in retirement.
| Age | Life Expectancy (additional years expected to live) | Age | Life Expectancy (additional years expected to live) |
|---|---|---|---|
| 16 | 69.0 | 68 | 20.4 |
| 17 | 68.0 | 69 | 19.6 |
| 18 | 67.0 | 70 | 18.8 |
| 19 | 66.0 | 71 | 18.0 |
| 20 | 65.0 | 72 | 17.2 |
| 21 | 64.1 | 73 | 16.4 |
| 22 | 63.1 | 74 | 15.6 |
| 23 | 62.1 | 75 | 14.8 |
| 24 | 61.1 | 76 | 14.1 |
| 25 | 60.2 | 77 | 13.3 |
| 26 | 59.2 | 78 | 12.6 |
| 27 | 58.2 | 79 | 11.9 |
| 28 | 57.3 | 80 | 11.2 |
| 29 | 56.3 | 81 | 10.5 |
| 30 | 55.3 | 82 | 9.9 |
| 31 | 54.4 | 83 | 9.3 |
| 32 | 53.4 | 84 | 8.7 |
| 33 | 52.5 | 85 | 8.1 |
| 34 | 51.5 | 86 | 7.6 |
| 35 | 50.5 | 87 | 7.1 |
| 36 | 49.6 | 88 | 6.6 |
| 37 | 48.6 | 89 | 6.1 |
| 38 | 47.7 | 90 | 5.7 |
| 39 | 46.7 | 91 | 5.3 |
| 40 | 45.7 | 92 | 4.9 |
| 41 | 44.8 | 93 | 4.6 |
| 42 | 43.8 | 94 | 4.3 |
| 43 | 42.9 | 95 | 4.0 |
| 44 | 41.9 | 96 | 3.7 |
| 45 | 41.0 | 97 | 3.4 |
| 46 | 40.0 | 98 | 3.2 |
| 47 | 39.0 | 99 | 3.0 |
| 48 | 38.1 | 100 | 2.8 |
| 49 | 37.1 | 101 | 2.6 |
| 50 | 36.2 | 102 | 2.5 |
| 51 | 35.3 | 103 | 2.3 |
| 52 | 34.3 | 104 | 2.2 |
| 53 | 33.4 | 105 | 2.1 |
| 54 | 32.5 | 106 | 2.1 |
| 55 | 31.6 | 107 | 2.1 |
| 56 | 30.6 | 108 | 2.0 |
| 57 | 29.8 | 109 | 2.0 |
| 58 | 28.9 | 110 | 2.0 |
| 59 | 28.0 | 111 | 2.0 |
| 60 | 27.1 | 112 | 2.0 |
| 61 | 26.2 | 113 | 1.9 |
| 62 | 25.4 | 114 | 1.9 |
| 63 | 24.5 | 115 | 1.8 |
| 64 | 23.7 | 116 | 1.8 |
| 65 | 22.9 | 117 | 1.6 |
| 66 | 22.0 | 118 | 1.4 |
| 67 | 21.2 | 119 | 1.1 |
| 120+ | 1.0 |